Uwharrie Capital Corp is a bank holding company. The bank engages in noncommercial loans and commercial banking. It provides a range of banking services, including deposit accounts, home equity and residential mortgage loans, safe deposit boxes and electronic banking servicese Company divides the loans it originates into two segments, commercial and noncommercial loans. Commercial loans are broken down into the following classes: commercial loans, real estate commercial loans, other real estate construction loans and other loans. Noncommercial loans are divided into the following classes which includes real estate 1-4 family construction loans, real estate 1-4 family residential loans, home equity loans and consumer loans.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	4.05
Equity-to-Asset	0.04
Debt-to-Equity	0.61
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	9/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.36	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	1.7
	3-Year EPS without NRI Growth Rate	4.5
	3-Year FCF Growth Rate	77.7
	3-Year Book Growth Rate	-5.2

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	74.3
	9-Day RSI	66.27
	14-Day RSI	63.8
	6-1 Month Momentum %	5.36
	12-1 Month Momentum %	1.42

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	2.1
	Shareholder Yield %	-1.57

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	21.4
	FCF Margin %	26.59
	ROE %	23.7
	ROA %	0.84
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	6.49
	PE Ratio without NRI	6.49
	Shiller PE Ratio	11.61
	Price-to-Owner-Earnings	5.39
	PEG Ratio	5.9
	PS Ratio	1.38
	PB Ratio	1.18
	Price-to-Tangible-Book	1.18
	Price-to-Free-Cash-Flow	5.2
	Price-to-Operating-Cash-Flow	4.78
	EV-to-Revenue	-0.53
	EV-to-FCF	-1.98
	Price-to-Projected-FCF	0.46
	Price-to-DCF (Earnings Based)	0.21
	Price-to-DCF (FCF Based)	0.17
	Price-to-Median-PS-Value	1.06
	Price-to-Graham-Number	0.58
	FCF Yield %	19.44
	Forward Rate of Return (Yacktman) %	12.12

Financials (Next Earnings Date:2025-02-21 Est.)

Annual Quarterly TTM

UWHR's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:UWHR

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Uwharrie Capital Corp Executives

Details

GF Value: $8.09

UWHR

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Medium warning sign with UWHR. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	43.621
	EPS (TTM) ($)	1.294
	Beta	0.09
	Volatility %	21.38
	14-Day RSI	63.8
	14-Day ATR ($)	0.073302
	20-Day SMA ($)	8.325275
	12-1 Month Momentum %	1.42
	52-Week Range ($)	7.117745 - 8.5
	Shares Outstanding (Mil)	7.1

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	9
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Uwharrie Capital Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Uwharrie Capital Corp Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Uwharrie Capital Corp Frequently Asked Questions

What is Uwharrie Capital Corp(UWHR)'s stock price today?

The current price of UWHR is $8.40. The 52 week high of UWHR is $8.50 and 52 week low is $7.12.

When is next earnings date of Uwharrie Capital Corp(UWHR)?

The next earnings date of Uwharrie Capital Corp(UWHR) is 2025-02-21 Est..

Does Uwharrie Capital Corp(UWHR) pay dividends? If so, how much?

Uwharrie Capital Corp(UWHR) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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