Q2 2024 USCB Financial Holdings Inc Earnings Call Transcript
Good morning, and welcome to the USCB Financial Holdings, Inc. second-quarter of 2024 earnings conference call. (Operator Instructions) Please also note that this event is being recorded. I would now like to turn the conference over to Luis de la Aguilera, Chairman, President and CEO of USCB Financial Holdings. Please go ahead, sir.
Good morning. With me today reviewing our Q2 highlights is CFO, Rob Anderson; and Chief Credit Officer, Bill Turner, who will provide an overview of the bank's performance, the highlights of which commences on slide 3. This past Tuesday, July 23, marked the third anniversary since USCB launched a successful IPO that went public, a clear milestone for our bank. Despite strong headwinds, including a prolonged inverted yield curve, growing inflation and an unprecedented rise in interest rates, our team has consistently executed a strategic plan with a sense of urgency, disciplined risk management practices, benign credit metrics
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