Q4 2021 TMBThanachart Bank PCL Earnings Call Transcript
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But bearing in mind that one of the most important issues during COVID is not just only to launch the new product, it is also to make sure that we manage the risk properly. So with good execution, a lot of reorganization in preparation to handle troubled customer, we see that the trend is improving to deploy that, we decided that we should put more provision instead of led the onetime benefit from well-managed risk costs in Q4, and put that into management overlay to prepare for this year where Central Bank will stop the forbearance benefit by the end of the year.
I will talk more about that in the next few slide. Based on this one, this is the current definition which I will stop sharing the [EBT] based on this concept, maybe from next quarter onwards. Why? Originally, it is Central Bank who will come up with standard package that the bank must offer to clients during recovery. So all the bank provide information to analysts and investors that how big of their portfolio that
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