Fintech Select Ltd is a provider of prepaid card schemes, online payment platforms, and POS cryptocurrency platforms, all internally developed platforms. It also operates a multi-lingual call center that provides services to customers across all its platforms, and third-party customers. The company operated in three business segments which include Distribution, Call Center, and Financial Services. Its distribution sells prepaid wireless airtime and its Financial Services division provides prepaid debit card services.

Financial Strength

Name	Current	Vs Industry
Cash-To-Debt	2.11
Equity-to-Asset	0.03
Debt-to-Equity	4.44
Debt-to-EBITDA	0.36
Interest Coverage	No Debt
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	-25.82	Distress Grey Safe
Beneish M-Score	-2.87	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	6.3
	3-Year EBITDA Growth Rate	-14.5
	3-Year EPS without NRI Growth Rate	-20.6
	3-Year FCF Growth Rate	35.7
	3-Year Book Growth Rate	37

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	49.92
	9-Day RSI	50.57
	14-Day RSI	51.51
	6-1 Month Momentum %	-41.18
	12-1 Month Momentum %	-50

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.96
	Quick Ratio	0.96
	Cash Ratio	0.31
	Days Inventory	15.45
	Days Sales Outstanding	25.38
	Days Payable	1677.99

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-3.9
	Shareholder Yield %	5.89

Profitability Rank

	Name	Current	Vs Industry		Vs History
	Gross Margin %	93.7
	Operating Margin %	7.27
	Net Margin %	10.42
	FCF Margin %	9.46
	ROE %	Neg. Equity
	ROA %	52.33
	ROIC %	138.7
	ROC (Joel Greenblatt) %	551.59
	Years of Profitability over Past 10-Year	6

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PE Ratio	6
	PE Ratio without NRI	7.5
	Price-to-Owner-Earnings	6
	PS Ratio	0.61
	Price-to-Free-Cash-Flow	6
	Price-to-Operating-Cash-Flow	6
	EV-to-EBIT	5.97
	EV-to-EBITDA	5.61
	EV-to-Revenue	0.62
	EV-to-FCF	6.52
	Price-to-Projected-FCF	1.7
	Price-to-Median-PS-Value	0.85
	Earnings Yield (Greenblatt) %	16.75
	FCF Yield %	15.91

Financials

Annual Quarterly TTM

STU:Z1S1's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Fintech Select Ltd Executives

Details

GF Value: €0.02

STU:Z1S1

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with Z1S1. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	2.728
	EPS (TTM) (€)	0.004
	Beta	-1.79
	Volatility %	146.18
	14-Day RSI	51.51
	14-Day ATR (€)	0.004472
	20-Day SMA (€)	0.01705
	12-1 Month Momentum %	-50
	52-Week Range (€)	0.007 - 0.052
	Shares Outstanding (Mil)	80.05

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Fintech Select Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Fintech Select Ltd Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Fintech Select Ltd Frequently Asked Questions

What is Fintech Select Ltd(STU:Z1S1)'s stock price today?

The current price of STU:Z1S1 is €0.02. The 52 week high of STU:Z1S1 is €0.05 and 52 week low is €0.01.

When is next earnings date of Fintech Select Ltd(STU:Z1S1)?

The next earnings date of Fintech Select Ltd(STU:Z1S1) is .

Does Fintech Select Ltd(STU:Z1S1) pay dividends? If so, how much?

Fintech Select Ltd(STU:Z1S1) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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