Halyk Bank of Kazakhstan JSC (STU:H4L1)

€ 17.4 0.3 (1.75%) Market Cap: 4.90 Bil Enterprise Value: 2.18 Bil PE Ratio: 3.40 PB Ratio: 0.93 GF Score: 74/100

Q4 2023 Halyk Bank AO Earnings Call Transcript

Mar 18, 2024 / 01:30PM GMT

Release Date Price: €15.8 (-1.25%)

Transcript

Mira Tiyanak

Halyk Bank AO - Head of Financial Institutions and IR

Good evening, ladies and gentlemen. Welcome to Halyk Bank's conference call on the presentation of group's results for 12 months and the fourth quarter of 2023. Thanks, everyone, for joining us today. The session will start with the presentation by Halyk team and will be followed by the Q&A session. Please note that this call is being recorded.

And the participants to the today's call on Halyk Bank side are Ms. Umut Shayakhmetova, Chief Executive Officer; Mr. Murat Koshenov, Deputy CEO, Finance Subsidiaries and International Activities; Mr. Roman Maszczyk, Deputy CEO, Compliance Risk Management, Data Science and Collateral. Ms. Olga Vuros, Deputy CEO, Responsible for Corporate Banking; Mr. Dauren Sartayev, Deputy CEO, Responsible for SME Banking Transaction, PR and Marketing; Mr. Zhumabek Mamutov, Deputy CEO, Responsible for Retail Banking and Soft Collection; Mr. Nariman Mukushev, Deputy CEO, Responsible for Digital Government Services, Ecosystem and Customer Experience; Mr. Almas Makhanov, Financial Director; Mr. Viktor

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