Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer services. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.07
Equity-to-Asset	-0.56
Debt-to-Equity	-2.33
Debt-to-EBITDA	2.95
Interest Coverage	6.94
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	18.72	Distress Grey Safe
Beneish M-Score	-2.72	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	15
	3-Year EBITDA Growth Rate	18.1
	3-Year EPS without NRI Growth Rate	23.8
	3-Year FCF Growth Rate	19.4
	3-Year Book Growth Rate	-114.1
	Future 3-5Y EPS without NRI Growth Rate	30.35
	Future 3-5Y Total Revenue Growth Rate	15.61

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	64.88
	9-Day RSI	66.95
	14-Day RSI	67.88
	6-1 Month Momentum %	48.03
	12-1 Month Momentum %	93.59

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.62
	Quick Ratio	1.62
	Cash Ratio	0.4
	Days Sales Outstanding	88.78
	Days Payable	21.26

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	4
	Shareholder Yield %	1.14

Profitability Rank

10/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	79.73
	Operating Margin %	42.71
	Net Margin %	29.86
	FCF Margin %	35.32
	ROE %	Neg. Equity
	ROA %	30.9
	ROIC %	40.44
	ROC (Joel Greenblatt) %	370.99
	ROCE %	57.82
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	116.14
	Forward PE Ratio	82.14
	PE Ratio without NRI	116.14
	Shiller PE Ratio	224.33
	Price-to-Owner-Earnings	126.69
	PEG Ratio	4.19
	PS Ratio	34.67
	Price-to-Free-Cash-Flow	97.9
	Price-to-Operating-Cash-Flow	93.95
	EV-to-EBIT	80.14
	EV-to-Forward-EBIT	57.37
	EV-to-EBITDA	78.69
	EV-to-Forward-EBITDA	54.02
	EV-to-Revenue	34.89
	EV-to-Forward-Revenue	29.75
	EV-to-FCF	98.65
	Price-to-Projected-FCF	11.76
	Price-to-DCF (Earnings Based)	3.87
	Price-to-DCF (FCF Based)	3.26
	Price-to-Median-PS-Value	4.1
	Price-to-Peter-Lynch-Fair-Value	4.65
	Earnings Yield (Greenblatt) %	1.25
	FCF Yield %	1.05
	Forward Rate of Return (Yacktman) %	20.72

Financials (Next Earnings Date:2025-01-24 Est.)

Annual Quarterly TTM

STU:FRI's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Fair Isaac Corp Operating Data

Annual Quarterly

STU:FRI's Complete Operating Data

No operating data available for Fair Isaac Corp.

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Fair Isaac Corp Executives

Details

GF Value: €862.86

STU:FRI

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 5 Medium warning signs with FRI. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	1,574.386
	EPS (TTM) (€)	18.741
	Beta	0.83
	Volatility %	28.34
	14-Day RSI	67.88
	14-Day ATR (€)	42.980148
	20-Day SMA (€)	2150.875
	12-1 Month Momentum %	93.59
	52-Week Range (€)	980 - 2274
	Shares Outstanding (Mil)	24.35

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Fair Isaac Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Fair Isaac Corp Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Fair Isaac Corp Frequently Asked Questions

What is Fair Isaac Corp(STU:FRI)'s stock price today?

The current price of STU:FRI is €2265.00. The 52 week high of STU:FRI is €2274.00 and 52 week low is €980.00.

When is next earnings date of Fair Isaac Corp(STU:FRI)?

The next earnings date of Fair Isaac Corp(STU:FRI) is 2025-01-24 Est..

Does Fair Isaac Corp(STU:FRI) pay dividends? If so, how much?

Fair Isaac Corp(STU:FRI) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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