Saigon Thuong Tin Commercial Joint Stock Bank is a Vietnam-based company which provides commercial banking services. Its principal activities are to mobilize short, medium and long-term capital in the form of time deposits, demand deposits, certificates of deposit, receive capital from local and overseas financial institutions, grant short, medium and long-term loans, investments in associate, joint-ventures and other companies. The company also provides settlement services to customers, deal in foreign exchange, gold, provide international settlements services, investment in bonds other banking services.

Financial Strength

6/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.13
Equity-to-Asset	0.07
Debt-to-Equity	0.77
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.94	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	12.2
	3-Year EPS without NRI Growth Rate	50.5
	3-Year FCF Growth Rate	129.9
	3-Year Book Growth Rate	14.8
	Future 3-5Y EPS without NRI Growth Rate	28.59
	Future 3-5Y Total Revenue Growth Rate	23.07

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	50.13
	9-Day RSI	47.15
	14-Day RSI	47.45
	6-1 Month Momentum %	25.67
	12-1 Month Momentum %	27.27

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.5
	Shareholder Yield %	-9.04

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	32.62
	FCF Margin %	55.35
	ROE %	18.4
	ROA %	1.27
	Years of Profitability over Past 10-Year	10

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	4.87
	Forward PE Ratio	4.71
	PE Ratio without NRI	4.87
	Shiller PE Ratio	11.76
	Price-to-Owner-Earnings	6.97
	PEG Ratio	0.41
	PS Ratio	2.33
	PB Ratio	1.21
	Price-to-Tangible-Book	1.29
	Price-to-Free-Cash-Flow	4.2
	Price-to-Operating-Cash-Flow	3.76
	EV-to-Revenue	0.66
	EV-to-Forward-Revenue	2.88
	EV-to-FCF	1.21
	Price-to-Projected-FCF	0.49
	Price-to-Median-PS-Value	1
	Price-to-Peter-Lynch-Fair-Value	0.36
	Price-to-Graham-Number	0.53
	FCF Yield %	23.78
	Forward Rate of Return (Yacktman) %	26.54

Financials

Annual Quarterly TTM

STC:STB's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Saigon Thuong Tin Commercial Joint Stock Bank Executives

Details

GF Value: ₫41530.39

STC:STB

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Medium warning sign with STB. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₫)	26,815,464
	EPS (TTM) (₫)	6797.659
	Beta	0
	Volatility %	19.45
	14-Day RSI	47.45
	14-Day ATR (₫)	769.335732
	20-Day SMA (₫)	33427.5
	12-1 Month Momentum %	27.27
	52-Week Range (₫)	25850 - 36450
	Shares Outstanding (Mil)	1,885.22

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Saigon Thuong Tin Commercial Joint Stock Bank Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Saigon Thuong Tin Commercial Joint Stock Bank Stock Events

Financials Calendars

	Event	Date	Price(₫)
No Event Data

Saigon Thuong Tin Commercial Joint Stock Bank Frequently Asked Questions

What is Saigon Thuong Tin Commercial Joint Stock Bank(STC:STB)'s stock price today?

The current price of STC:STB is ₫33100.00. The 52 week high of STC:STB is ₫36450.00 and 52 week low is ₫25850.00.

When is next earnings date of Saigon Thuong Tin Commercial Joint Stock Bank(STC:STB)?

The next earnings date of Saigon Thuong Tin Commercial Joint Stock Bank(STC:STB) is .

Does Saigon Thuong Tin Commercial Joint Stock Bank(STC:STB) pay dividends? If so, how much?

Saigon Thuong Tin Commercial Joint Stock Bank(STC:STB) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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