Southern States Bancshares Inc is a full-service community banking institution, that offers an array of deposit, loan, and other banking-related products and services to businesses and individuals in communities. It has three portfolio segments Real estate, Commercial and industrial, Consumer and other.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.71
Equity-to-Asset	0.1
Debt-to-Equity	0.45
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.17	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	19.6
	3-Year EPS without NRI Growth Rate	31.7
	3-Year FCF Growth Rate	98.6
	3-Year Book Growth Rate	14.6
	Future 3-5Y EPS without NRI Growth Rate	6.62
	Future 3-5Y Total Revenue Growth Rate	9.7

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	64.39
	9-Day RSI	66.01
	14-Day RSI	65.51
	6-1 Month Momentum %	20.8
	12-1 Month Momentum %	23.54

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.96
	Dividend Payout Ratio	0.1
	Forward Dividend Yield %	0.96
	5-Year Yield-on-Cost %	0.96
	3-Year Average Share Buyback Ratio	-0.5
	Shareholder Yield %	-3.33

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	34.43
	FCF Margin %	37.15
	ROE %	14.26
	ROA %	1.29
	Years of Profitability over Past 10-Year	5

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	10.54
	Forward PE Ratio	9.4
	PE Ratio without NRI	10.39
	Price-to-Owner-Earnings	12.86
	PS Ratio	3.66
	PB Ratio	1.36
	Price-to-Tangible-Book	1.6
	Price-to-Free-Cash-Flow	9.83
	Price-to-Operating-Cash-Flow	9.49
	EV-to-Revenue	3
	EV-to-FCF	8.09
	Price-to-Graham-Number	0.86
	FCF Yield %	9.5

Financials (Next Earnings Date:2025-01-22 Est.)

Annual Quarterly TTM

SSBK's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Southern States Bancshares Inc Operating Data

Annual Quarterly

SSBK's Complete Operating Data

No operating data available for Southern States Bancshares Inc.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:SSBK

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Southern States Bancshares Inc Executives

Details

GF Value: $29.01

SSBK

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 5 Medium warning signs with SSBK. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	94.579
	EPS (TTM) ($)	3.55
	Beta	0.21
	Volatility %	33.69
	14-Day RSI	65.51
	14-Day ATR ($)	1.226876
	20-Day SMA ($)	35.5805
	12-1 Month Momentum %	23.54
	52-Week Range ($)	22.1301 - 39.16
	Shares Outstanding (Mil)	9.88

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Southern States Bancshares Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Southern States Bancshares Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Southern States Bancshares Inc Frequently Asked Questions

What is Southern States Bancshares Inc(SSBK)'s stock price today?

The current price of SSBK is $37.42. The 52 week high of SSBK is $39.16 and 52 week low is $22.13.

When is next earnings date of Southern States Bancshares Inc(SSBK)?

The next earnings date of Southern States Bancshares Inc(SSBK) is 2025-01-22 Est..

Does Southern States Bancshares Inc(SSBK) pay dividends? If so, how much?

The Dividend Yield % of Southern States Bancshares Inc(SSBK) is 0.96% (As of Today), Highest Dividend Payout Ratio of Southern States Bancshares Inc(SSBK) was 0.12. The lowest was 0.04. And the median was 0.1. The Forward Dividend Yield % of Southern States Bancshares Inc(SSBK) is 0.96%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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