Sterling Bancorp Inc is a unitary thrift holding company. Its primary business is the operation of its wholly-owned subsidiary, Sterling Bank, through which it offers a range of loan products to the residential and commercial markets, as well as retail banking services. The products and services offered by the bank include saving and current accounts, demand and term deposits, payment cards, trade finance, fund transfer, treasury and cash management. It provides services such as construction loans, residential real estate, commercial real estate, commercial lines of credit and other consumer loans.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	60.87
Equity-to-Asset	0.14
Debt-to-Equity	0.04
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.08	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-15.5
	3-Year Book Growth Rate	-0.5

Momentum Rank

4/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	64.67
	9-Day RSI	60.8
	14-Day RSI	57.01
	6-1 Month Momentum %	-1.65
	12-1 Month Momentum %	-17.59

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.4
	Shareholder Yield %	29.91

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	10.19
	FCF Margin %	2.12
	ROE %	1.85
	ROA %	0.25
	Years of Profitability over Past 10-Year	7

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	39.51
	Forward PE Ratio	34.72
	PE Ratio without NRI	39.51
	Price-to-Owner-Earnings	23.25
	PS Ratio	4.19
	PB Ratio	0.76
	Price-to-Tangible-Book	0.76
	Price-to-Free-Cash-Flow	202.5
	Price-to-Operating-Cash-Flow	173.57
	EV-to-Revenue	-7.58
	EV-to-FCF	-358.34
	Price-to-Projected-FCF	0.59
	Price-to-Graham-Number	1.16
	FCF Yield %	0.49
	Forward Rate of Return (Yacktman) %	1.24

Financials (Next Earnings Date:2025-01-24 Est.)

Annual Quarterly TTM

SBT's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Sterling Bancorp Inc Operating Data

Annual Quarterly

SBT's Complete Operating Data

No operating data available for Sterling Bancorp Inc.

Guru Trades

See Details

Insider Trades

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Gurus Latest Trades with NAS:SBT

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Sterling Bancorp Inc Executives

Details

GF Value: $4.29

SBT

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with SBT. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	59.255
	EPS (TTM) ($)	0.123
	Beta	0.56
	Volatility %	30.03
	14-Day RSI	57.01
	14-Day ATR ($)	0.082809
	20-Day SMA ($)	4.79875
	12-1 Month Momentum %	-17.59
	52-Week Range ($)	4.4 - 6.01
	Shares Outstanding (Mil)	52.31

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Sterling Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Sterling Bancorp Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Sterling Bancorp Inc Frequently Asked Questions

What is Sterling Bancorp Inc(SBT)'s stock price today?

The current price of SBT is $4.86. The 52 week high of SBT is $6.01 and 52 week low is $4.40.

When is next earnings date of Sterling Bancorp Inc(SBT)?

The next earnings date of Sterling Bancorp Inc(SBT) is 2025-01-24 Est..

Does Sterling Bancorp Inc(SBT) pay dividends? If so, how much?

Sterling Bancorp Inc(SBT) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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