Q4 2020 Sampo plc Earnings Call Transcript
Ladies and gentlemen, welcome to this conference call on Sampo Group's 2020 results. I'm Jarmo Salonen, Head of Investor Relations. And I have with me here our Group CEO, Torbjorn Magnusson; and Ricard Wennerklint, Chief of Strategy for the Group; Group CFO, Knut Arne Alsaker; and Morten Thorsrud, CEO of If; and Toby van der Meer, who's CEO of Hastings. And I hope I did not forget any names. So we're here to discuss the full year results and you're more than welcome to join us in a couple of weeks' time, 24th of February, to discuss more strategy and that sort of issues at the Capital Market Day.
We'll start, as always, with the presentation from Torbjorn, and after that, we'll take your questions. Let me remind you that you can follow this transmission on sampo.com/results, and a recorded version of the call will later be available at that same address. Now I hand over to Torbjorn. Torbjorn, please.
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