Bank Albilad is a banking corporation conducting business mainly in the Kingdom of Saudi Arabia. It is divided into four operating segments: Retail banking provides services and products to individuals, including deposits, financing, remittances, and currency exchange, Corporate banking provides services and products to corporate customers including deposits, financing, and trade services, Treasury provides money market and treasury services and Investment banking and brokerage provides investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities. Key revenue is generated from the Retail banking segment.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	6.63
Equity-to-Asset	0.11
Debt-to-Equity	0.19
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.7	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.5
	3-Year EPS without NRI Growth Rate	20.6
	3-Year FCF Growth Rate	-8.7
	3-Year Book Growth Rate	12.4
	Future 3-5Y EPS without NRI Growth Rate	13.93
	Future 3-5Y Total Revenue Growth Rate	10.68

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	27.86
	9-Day RSI	30.47
	14-Day RSI	34.95
	6-1 Month Momentum %	13.23
	12-1 Month Momentum %	20.26

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.85
	Dividend Payout Ratio	0.47
	3-Year Dividend Growth Rate	10.1
	Forward Dividend Yield %	2.85
	5-Year Yield-on-Cost %	2.85
	Shareholder Yield %	2.94

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	47.43
	FCF Margin %	233.27
	ROE %	16.92
	ROA %	1.81
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	16.63
	Forward PE Ratio	13.83
	PE Ratio without NRI	16.63
	Shiller PE Ratio	28.06
	Price-to-Owner-Earnings	3.61
	PEG Ratio	1.21
	PS Ratio	7.89
	PB Ratio	2.72
	Price-to-Tangible-Book	2.71
	Price-to-Free-Cash-Flow	3.37
	Price-to-Operating-Cash-Flow	3.26
	EV-to-Revenue	4.82
	EV-to-FCF	2.22
	Price-to-Projected-FCF	0.66
	Price-to-DCF (Earnings Based)	0.85
	Price-to-DCF (FCF Based)	0.2
	Price-to-Median-PS-Value	1.39
	Price-to-Peter-Lynch-Fair-Value	1.32
	Price-to-Graham-Number	1.41
	FCF Yield %	29.45
	Forward Rate of Return (Yacktman) %	22.4

Financials

Annual Quarterly TTM

SAU:1140's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Bank Albilad Executives

Details

GF Value: ﷼38.63

SAU:1140

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 1140. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ﷼)	5,531.336
	EPS (TTM) (﷼)	2.114
	Beta	0
	Volatility %	30.01
	14-Day RSI	34.95
	14-Day ATR (﷼)	0.668839
	20-Day SMA (﷼)	36.43
	12-1 Month Momentum %	20.26
	52-Week Range (﷼)	29.64 - 41.36
	Shares Outstanding (Mil)	1,250

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Bank Albilad Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Bank Albilad Stock Events

Financials Calendars

	Event	Date	Price(﷼)
No Event Data

Bank Albilad Frequently Asked Questions

What is Bank Albilad(SAU:1140)'s stock price today?

The current price of SAU:1140 is ﷼35.05. The 52 week high of SAU:1140 is ﷼41.36 and 52 week low is ﷼29.64.

When is next earnings date of Bank Albilad(SAU:1140)?

The next earnings date of Bank Albilad(SAU:1140) is .

Does Bank Albilad(SAU:1140) pay dividends? If so, how much?

The Dividend Yield % of Bank Albilad(SAU:1140) is 2.85% (As of Today), Highest Dividend Payout Ratio of Bank Albilad(SAU:1140) was 0.53. The lowest was 0.21. And the median was 0.27. The Forward Dividend Yield % of Bank Albilad(SAU:1140) is 2.85%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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