Q4 2019 PRA Group Inc Earnings Call Transcript
Good day and welcome to the PRA Group conference call. (Operator Instructions) Please note this event is being recorded.
I would now like to turn the conference over to Ms. Darby Schoenfeld, Vice President of Investor Relations. Please go ahead.
Thank you. Good afternoon, everyone, and thank you for joining us. With me today are Kevin Stevenson, President and Chief Executive Officer and Pete Graham, Executive Vice President and Chief Financial Officer.
We will make forward-looking statements during the call, which are based on management's current expectations. We caution listeners that these forward-looking statements are subject to risks, uncertainties and assumptions that could cause actual results to differ materially from our expectations. Please refer to the earnings press release and our SEC filings for a detailed discussion of these factors.
The earnings release, the slide presentation that we will use during today's presentation and our SEC filings can be found on the Investor
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