Q4 2020 Peoples Bancorp Inc Earnings Call Transcript
Good morning and welcome to Peoples Bancorp Inc. conference call. My name is Sarah, and I will be your conference facilitator. Today's call will cover a discussion of the results of operations for the quarterly period and annual period ended December 31, 2020. (Operator Instructions) This call is also being recorded. If you object to the recording, please disconnect at this time.
Please be advised that the commentary in this call will contain projections or other forward-looking statements regarding Peoples' future financial performance or future events. These statements are based on management's current expectations.
The statements in this call, which are not historical fact, are forward-looking statements and involve a number of risks and uncertainties detailed in Peoples' Securities and Exchange Commission filings. These include, but are not limited to, the ever-changing effects of the COVID-19 pandemic on the economic and market conditions and on our customers, counterparties, employees and third-party service providers as well as the effects of various responses of governmental and
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