Full Year 2019 Oversea-Chinese Banking Corporation Ltd Earnings Call Transcript
Okay. Good morning. This is Collins Chin from Investor Relations. Welcome to OCBC's 2019 Full Year Earnings Call. On the panel with me today are our Group CEO, Mr. Samuel Tsien; Group CFO, Mr. Darren Tan; and Mr. Ching Wei Hong, Head of our Global Consumer Bank. So [specifically] observer today is Ms. Elaine Lam, Head of our Global Corporate Bank.
Sam will begin today's session, with his opening remarks, after which I will proceed to Q&A. This call will last 1 hour. Over to you, Sam.
Thank you, Collins. Good morning to all of you. I'm very pleased that you've been able to join this analyst and investors call. I would have wanted to have a chance to meet every one of you person by person, but these are indeed -- these are tough times, these are unusual times, so we have to resort to a teleconference call. I look forward to the next briefing to be able to meet all of you in
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