Business Description
Utkarsh Small Finance Bank Ltd
ISIN : INE735W01017
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Traded in other countries / regions
543942.India IPO Date
2023-07-21Description
Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of its customer segments while assessing factors including income profile and the type of security available. Its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offers savings accounts, current accounts, and a variety of term and recurring deposit accounts. The Bank's business segment includes Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations. The bank generates the majority of its revenue from the Retail Banking segment.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.63 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.64 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.25 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 24.3 | |||||
| 3-Year EPS without NRI Growth Rate | 36.4 | |||||
| 3-Year Book Growth Rate | 18.8 | |||||
| Future 3-5Y Total Revenue Growth Rate | 17.34 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 45.48 | |||||
| 9-Day RSI | 37.62 | |||||
| 14-Day RSI | 35.46 | |||||
| 6-1 Month Momentum % | -23.28 | |||||
| 12-1 Month Momentum % | -19.9 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.39 | |||||
| Dividend Payout Ratio | 0.12 | |||||
| Forward Dividend Yield % | 1.39 | |||||
| 5-Year Yield-on-Cost % | 1.39 | |||||
| 3-Year Average Share Buyback Ratio | -9 | |||||
| Shareholder Yield % | 4.68 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 18.12 | |||||
| FCF Margin % | 35.91 | |||||
| ROE % | 15.86 | |||||
| ROA % | 1.99 | |||||
| Years of Profitability over Past 10-Year | 4 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.35 | |||||
| Forward PE Ratio | 16.81 | |||||
| PE Ratio without NRI | 8.42 | |||||
| PS Ratio | 1.53 | |||||
| PB Ratio | 1.26 | |||||
| Price-to-Tangible-Book | 1.27 | |||||
| Price-to-Free-Cash-Flow | 4.09 | |||||
| Price-to-Operating-Cash-Flow | 3.8 | |||||
| EV-to-Revenue | 1.06 | |||||
| EV-to-FCF | 2.94 | |||||
| Price-to-Graham-Number | 0.69 | |||||
| FCF Yield % | 23.29 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Utkarsh Small Finance Bank Ltd Executives
DetailsGF Value
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 25,641.483 | ||
| EPS (TTM) (₹) | 4.3 | ||
| Beta | 0 | ||
| Volatility % | 34.73 | ||
| 14-Day RSI | 35.46 | ||
| 14-Day ATR (₹) | 1.195112 | ||
| 20-Day SMA (₹) | 37.485 | ||
| 12-1 Month Momentum % | -19.9 | ||
| 52-Week Range (₹) | 34.65 - 68.3 | ||
| Shares Outstanding (Mil) | 1,101.53 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Utkarsh Small Finance Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Utkarsh Small Finance Bank Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Utkarsh Small Finance Bank Ltd Frequently Asked Questions
What is Utkarsh Small Finance Bank Ltd(NSE:UTKARSHBNK)'s stock price today?
The current price of NSE:UTKARSHBNK is ₹35.92. The 52 week high of NSE:UTKARSHBNK is ₹68.30 and 52 week low is ₹34.65.
When is next earnings date of Utkarsh Small Finance Bank Ltd(NSE:UTKARSHBNK)?
The next earnings date of Utkarsh Small Finance Bank Ltd(NSE:UTKARSHBNK) is .
Does Utkarsh Small Finance Bank Ltd(NSE:UTKARSHBNK) pay dividends? If so, how much?
The Dividend Yield %  of Utkarsh Small Finance Bank Ltd(NSE:UTKARSHBNK) is 1.39% (As of Today), Highest Dividend Payout Ratio of Utkarsh Small Finance Bank Ltd(NSE:UTKARSHBNK) was 0.12. The lowest was 0. And the median was 0. The  Forward Dividend Yield % of Utkarsh Small Finance Bank Ltd(NSE:UTKARSHBNK) is 1.39%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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