PNB Housing Finance Ltd is an India-based housing finance company. It is engaged in the business of providing loans for the purchase, construction, repairs, and renovations of houses, flats, and commercial properties. The company also provides loans for commercial space, loans against property, and loans for the purchase of residential plots. Geographically, it operates only in India. It generates revenue in the form of Interest income, and Fees and commission income.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.06
Equity-to-Asset	0.21
Debt-to-Equity	2.48
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.95	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-4.6
	3-Year EPS without NRI Growth Rate	7.5
	3-Year Book Growth Rate	9.5
	Future 3-5Y EPS without NRI Growth Rate	18.81
	Future 3-5Y Total Revenue Growth Rate	19.87

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	61.58
	9-Day RSI	48.57
	14-Day RSI	45.87
	6-1 Month Momentum %	25.23
	12-1 Month Momentum %	15.32

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-8.5
	Shareholder Yield %	-7.85

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	57.99
	FCF Margin %	-162.24
	ROE %	11.19
	ROA %	2.31
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.7
	Forward PE Ratio	11.94
	PE Ratio without NRI	13.7
	Shiller PE Ratio	15.76
	PEG Ratio	1.41
	PS Ratio	7.95
	PB Ratio	1.45
	Price-to-Tangible-Book	1.46
	EV-to-Revenue	20.82
	EV-to-Forward-Revenue	21.79
	EV-to-FCF	-12.7
	Price-to-Peter-Lynch-Fair-Value	1.59
	Price-to-Graham-Number	0.95
	FCF Yield %	-20.28
	Forward Rate of Return (Yacktman) %	9.08

Financials

Annual Quarterly TTM

NSE:PNBHOUSING's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PNB Housing Finance Ltd Executives

Details

GF Value: ₹473.07

NSE:PNBHOUSING

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with PNBHOUSING. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil ₹)	28,973.8
	EPS (TTM) (₹)	64.5
	Beta	0.42
	Volatility %	41.24
	14-Day RSI	45.87
	14-Day ATR (₹)	36.84038
	20-Day SMA (₹)	911.785
	12-1 Month Momentum %	15.32
	52-Week Range (₹)	604 - 1202.2
	Shares Outstanding (Mil)	259.84

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PNB Housing Finance Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PNB Housing Finance Ltd Stock Events

Financials Calendars

	Event	Date	Price(₹)
No Event Data

PNB Housing Finance Ltd Frequently Asked Questions

What is PNB Housing Finance Ltd(NSE:PNBHOUSING)'s stock price today?

The current price of NSE:PNBHOUSING is ₹891.70. The 52 week high of NSE:PNBHOUSING is ₹1202.20 and 52 week low is ₹604.00.

When is next earnings date of PNB Housing Finance Ltd(NSE:PNBHOUSING)?

The next earnings date of PNB Housing Finance Ltd(NSE:PNBHOUSING) is .

Does PNB Housing Finance Ltd(NSE:PNBHOUSING) pay dividends? If so, how much?

PNB Housing Finance Ltd(NSE:PNBHOUSING) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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