I&M Group PLC is a non-operating holding company, along with its subsidiaries providing banking, financial, and related services. The group operations are divided into five geographical segments, Kenya, Tanzania, Rwanda, Mauritius, and Uganda. It offers a range of personal banking products, such as bank accounts, cards, mobile banking, Internet banking, investment management services, loans, foreign exchange, and funds transfer. Business banking products include business accounts, loans, e-commerce, salary processing, trade services, interest rates, foreign exchange, insurance premium financing, funds transfer, asset finance, and cash management services.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	6.09
Equity-to-Asset	0.15
Debt-to-Equity	0.17
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.66	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	20.4
	3-Year EPS without NRI Growth Rate	16
	3-Year Book Growth Rate	11.2

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	67.66
	9-Day RSI	67.24
	14-Day RSI	65.48
	6-1 Month Momentum %	46.4
	12-1 Month Momentum %	56.86

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	8.5
	Dividend Payout Ratio	0.31
	3-Year Dividend Growth Rate	20.8
	Forward Dividend Yield %	12.83
	5-Year Yield-on-Cost %	19.69
	Shareholder Yield %	11.28

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	29.68
	FCF Margin %	121.32
	ROE %	16.04
	ROA %	2.47
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	3.66
	PE Ratio without NRI	3.66
	Shiller PE Ratio	4.34
	Price-to-Owner-Earnings	0.84
	PEG Ratio	0.31
	PS Ratio	1.1
	PB Ratio	0.58
	Price-to-Tangible-Book	0.62
	Price-to-Free-Cash-Flow	0.9
	Price-to-Operating-Cash-Flow	0.86
	EV-to-Revenue	-0.4
	EV-to-FCF	-0.39
	Price-to-Projected-FCF	0.21
	Price-to-DCF (Earnings Based)	0.26
	Price-to-DCF (FCF Based)	0.08
	Price-to-Median-PS-Value	0.72
	Price-to-Peter-Lynch-Fair-Value	0.36
	Price-to-Graham-Number	0.32
	FCF Yield %	111.73
	Forward Rate of Return (Yacktman) %	40.44

Financials

Annual Quarterly TTM

NAI:IMH's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

I&M Group PLC Executives

Details

GF Value: KES24.9

NAI:IMH

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with IMH. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil KES)	45,306.3
	EPS (TTM) (KES)	8.13
	Beta	0
	Volatility %	27.23
	14-Day RSI	65.48
	14-Day ATR (KES)	1.053456
	20-Day SMA (KES)	28.6175
	12-1 Month Momentum %	56.86
	52-Week Range (KES)	17 - 35
	Shares Outstanding (Mil)	1,653.62

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

I&M Group PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

I&M Group PLC Stock Events

Financials Calendars

	Event	Date	Price(KES)
No Event Data

I&M Group PLC Frequently Asked Questions

What is I&M Group PLC(NAI:IMH)'s stock price today?

The current price of NAI:IMH is KES29.75. The 52 week high of NAI:IMH is KES35.00 and 52 week low is KES17.00.

When is next earnings date of I&M Group PLC(NAI:IMH)?

The next earnings date of I&M Group PLC(NAI:IMH) is .

Does I&M Group PLC(NAI:IMH) pay dividends? If so, how much?

The Dividend Yield % of I&M Group PLC(NAI:IMH) is 8.5% (As of Today), Highest Dividend Payout Ratio of I&M Group PLC(NAI:IMH) was 0.31. The lowest was 0.16. And the median was 0.2. The Forward Dividend Yield % of I&M Group PLC(NAI:IMH) is 12.83%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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