Q4 2019 Midland States Bancorp Inc Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. And welcome to the Fourth Quarter 2019 Midland States Bancorp, Inc. Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Mr. Tony Rossi of Financial Profiles. Sir, you may begin.
Thank you, Crystal. Good morning, everyone, and thank you for joining us today for the Midland States Bancorp Fourth Quarter 2019 Earnings Call. Joining us from Midland's management team are Jeff Ludwig, President and Chief Executive Officer; and Eric Lemke, Chief Financial Officer. We will be using a slide presentation as part of our discussion this morning. If you have not done so already, please visit the Webcasts and Presentations page of Midland's Investor Relations website to download a copy of the presentation.
The management team will discuss the fourth quarter results, and then we'll open up the call for questions.
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