Q4 2022 Banca IFIS SpA Earnings Call Transcript
Good afternoon. This is the Chorus Call conference operator. Welcome, and thank you for joining the Banca IFIS Full Year 2020 Results Conference Call. As a reminder, all participants are in listen-only mode. After the presentation, there will be an opportunity to ask questions. (Operator Instructions) At this time, I would like to turn the conference over to Mr. Frederik Geertman, CEO. Please go ahead, sir.
Thank you, and welcome, everybody, to our full year 2022 results call. I'm here with my team, with Martino Da Rio, the Investor Relator. We will make a short presentation, and then we'll take your-- we'll gladly take your questions. Today is a special occasion. We present the first year of our business plan, and we hope you will appreciate that we are quite pleased with the way it's coming along. I will start going through the presentation. I will take you directly to Page 4, where we present the core net income. We are at EUR 141 million net income in 2022. That's a record, excluding the PPA.
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