M & F Bancorp Inc is a bank holding company. The Bank has seven branches in North Carolina: two in Durham, two in Raleigh, and one each in Charlotte, Greensboro, and Winston-Salem. The company operates as a single business segment and offers a wide variety of consumer and commercial banking services and products. The Bank offers banking services such as checking accounts, savings accounts, Negotiable Order of Withdrawal accounts, money market accounts, certificates of deposit, individual retirement accounts, equity lines of credit, credit lines, consumer loans, and credit cards.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	32.4
Equity-to-Asset	0.25
Debt-to-Equity	0.01
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.96	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	27.1
	3-Year EPS without NRI Growth Rate	74.7
	3-Year FCF Growth Rate	-11.4
	3-Year Book Growth Rate	5.2

Momentum Rank

2/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	31.2
	9-Day RSI	38.61
	14-Day RSI	42.24
	6-1 Month Momentum %	44.87
	12-1 Month Momentum %	37.65

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.11
	Dividend Payout Ratio	0.1
	Forward Dividend Yield %	1.11
	5-Year Yield-on-Cost %	1.11
	3-Year Average Share Buyback Ratio	-0.7
	Shareholder Yield %	1.66

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	18.84
	FCF Margin %	29.89
	ROE %	3.62
	ROA %	0.97
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.38
	PE Ratio without NRI	9.38
	Shiller PE Ratio	18.18
	Price-to-Owner-Earnings	9.35
	PEG Ratio	4.47
	PS Ratio	1.49
	PB Ratio	1.09
	Price-to-Tangible-Book	1.09
	Price-to-Free-Cash-Flow	5
	Price-to-Operating-Cash-Flow	4.53
	EV-to-Revenue	3.98
	EV-to-FCF	13.23
	Price-to-Projected-FCF	0.34
	Price-to-Graham-Number	0.67
	FCF Yield %	20.23
	Forward Rate of Return (Yacktman) %	2.26

Financials

Annual Quarterly TTM

MFBP's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:MFBP

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

M & F Bancorp Inc Executives

Details

GF Value: $17.66

MFBP

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with MFBP. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	24.161
	EPS (TTM) ($)	1.92
	Beta	-0.79
	Volatility %	41.34
	14-Day RSI	42.24
	14-Day ATR ($)	0.240094
	20-Day SMA ($)	18.5115
	12-1 Month Momentum %	37.65
	52-Week Range ($)	11.35 - 19.74
	Shares Outstanding (Mil)	1.98

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

M & F Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

M & F Bancorp Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

M & F Bancorp Inc Frequently Asked Questions

What is M & F Bancorp Inc(MFBP)'s stock price today?

The current price of MFBP is $18.00. The 52 week high of MFBP is $19.74 and 52 week low is $11.35.

When is next earnings date of M & F Bancorp Inc(MFBP)?

The next earnings date of M & F Bancorp Inc(MFBP) is .

Does M & F Bancorp Inc(MFBP) pay dividends? If so, how much?

The Dividend Yield % of M & F Bancorp Inc(MFBP) is 1.11% (As of Today), Highest Dividend Payout Ratio of M & F Bancorp Inc(MFBP) was 1.71. The lowest was 0.04. And the median was 0.11. The Forward Dividend Yield % of M & F Bancorp Inc(MFBP) is 1.11%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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