Q3 2023 Macquarie Group Ltd Trading Update Call Transcript
Thank you. Thank you very much. Thanks for joining us, and welcome to today's third quarter FY '23 trading update. A slight change from our usual process of getting an operational briefing as we are hosting a U.S. analyst and investor tour as you're aware. So today, we'll hear from our CEO, Shemara Wikramanayake, who will give you the update on the third quarter, and then we'll open up for questions. Thank you very much.
Great. Thanks, Sam, and good morning, everyone, from me as well. As usual, before I go through the results, I'll just spend a moment noting our business footprint, which as everyone would know, comprises 4 operating groups, in which we have deep expertise and which are all positioned well for structural growth, but diversified across those 4 businesses.
And the first of those, obviously, is our Australian Banking and Financial Services business, which is a digital banking offering in
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