Q4 2019 ABN Amro Bank NV Earnings Call Transcript
Ladies and gentlemen, thank you for holding, and welcome to the ABN AMRO Q4 2019 analyst and investor Call. (Operator Instructions) I would like to hand over the conference to Mr. Kees van Dijkhuizen, CEO of ABN AMRO. Go ahead, please, sir.
Thank you very much, operator. Good morning, everybody. Welcome to ABN AMRO's Q4 results. I'm joined here by Clifford Abrahams, our CFO; and Tanja Cuppen, our CRO. I will update you on where the bank stands and take you through key developments in the last quarter. Clifford will go through the details on our fourth quarter results and run you also through capital and Tanja will update you on the developments in our loan portfolio.
This is my last quarterly statement. And before I leave you -- brief you, sorry, on our Q4 results, I want to give you my perspective on my time at ABN AMRO, our progress and the actions we are taking to position the bank even better. If you turn please to Slide 2. Over the last 3 years, together with the
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