CaixaBank SA (LTS:0ILK)
€ 5.166 0.032 (0.62%) Market Cap: 36.81 Bil Enterprise Value: 31.57 Bil PE Ratio: 7.12 PB Ratio: 1.01 GF Score: 67/100

Full Year 2019 Caixabank SA Earnings Call Transcript

Jan 31, 2020 / 11:00AM GMT
Edward O;Loghlen
CaixaBank, S.A. - Director of IR

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Hello. Good morning, and welcome to CaixaBank's Results Presentation for the fourth quarter of 2019 and for the full year.

With us today is the CEO, Gonzalo Gortázar; and the CFO, Javier Pano. If you are a first-time viewer, and we do have some of those, please note that we plan to spend around 30 minutes presenting and 45 minutes for live Q&A. And you should have instructions on your screen to participate in that. Let me just end by saying that my team and I will be available after the call.

And without further ado, let me hand it over to our CEO.

Gonzalo GortÃ;zar Rotaeche
CaixaBank, S.A. - CEO & Executive Director

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Thank you, Eddie, and good morning, everybody. I will try to be brief as by this time, obviously you've seen the results. But I just want to highlight the main messages from results we're presenting today for 2019.

Clearly, on core revenues, we had a very good end of the year, particularly on the fee and insurance side in the

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