Q4 2019 Sampo plc Earnings Call Transcript
Ladies and gentlemen, welcome to this call on Sampo Group's 2019 results. I'm Jarmo Salonen, Head of Investor Relations at Sampo. And with me at this call, I have our group CEO, Torbjörn Magnusson; Head of P&C Insurance, CEO of If, Morten Thorsrud; and Group's CFO, Knut Arne Alsaker. Torbjörn will start with a brief presentation of the developments in Q4 and 2019. But before handing over to him, let me remind you that you can follow this call, sampo.com/results, and a recorded version will later be available at that same address. With these words, I'll hand over to Torbjörn. Torbjörn, please.
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Thank you, Jarmo. This is the first time I present Sampo's results as Group CEO, and I'm pleased to be able to present a strong last quarter for 2019 with successful developments in all our business areas as well as in our investment operations. First and foremost, the P&C operations
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