Q4 2018 Bank Hapoalim BM Earnings Call Transcript
Ladies and gentlemen, thank you for standing by. Welcome to the Bank Hapoalim Fourth Quarter and Full Year 2018 Results Conference Call. For your convenience, this call will be accompanied by a PowerPoint presentation. May we suggest, if you have not yet done so, that you access the presentation on the bank's website, www.bankhapoalim.com, by clicking on the Financial Information on the homepage and then click on the Annual Report Presentation. (Operator Instructions) As a reminder, this conference is being recorded on March 18, 2019.
With us on the line today are Mr. Oded Eran, Chairman of the Board of Directors; Mr. Ari Pinto, President and CEO of Bank Hapoalim; Mr. Ofer Koren, Chief Financial Officer; Mr. Ofer Levy, Chief Accountant; and Ms. Karen Mazor, Head of Investor Relations.
I would like to remind everyone that forward-looking statements for the respected company's business, financial condition and results of its operations are subject to risks and uncertainties that could cause actual results to differ
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