IF Bancorp Inc is a holding company. It is mainly engaged in the business of directing, planning, and coordinating the business activities of Iroquois Federal. The company with the association take deposits from the general public and invest those deposits together with funds generated from operations and borrowings in various loans such as multi-family residential and mortgage loans, commercial real estate loans, home equity lines of credit, consumer loans, others and also a variety of deposit accounts and alternative delivery channels.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.07
Equity-to-Asset	0.09
Debt-to-Equity	1.38
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.36	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-6.3
	3-Year EPS without NRI Growth Rate	-31.2
	3-Year FCF Growth Rate	-32.8
	3-Year Book Growth Rate	-4.4

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	64.36
	9-Day RSI	58.83
	14-Day RSI	57.76
	6-1 Month Momentum %	27.76
	12-1 Month Momentum %	49.86

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.84
	Dividend Payout Ratio	0.66
	3-Year Dividend Growth Rate	10.1
	Forward Dividend Yield %	1.84
	5-Year Yield-on-Cost %	2.98
	3-Year Average Share Buyback Ratio	0.2
	Shareholder Yield %	-65.71

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	8.65
	FCF Margin %	14.24
	ROE %	2.68
	ROA %	0.22
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	35.72
	PE Ratio without NRI	35.72
	Shiller PE Ratio	16.26
	Price-to-Owner-Earnings	29.42
	PS Ratio	3
	PB Ratio	0.89
	Price-to-Tangible-Book	0.91
	Price-to-Free-Cash-Flow	20.84
	Price-to-Operating-Cash-Flow	19.46
	EV-to-Revenue	7.55
	EV-to-FCF	52.84
	Price-to-Projected-FCF	0.64
	Price-to-Median-PS-Value	0.95
	Price-to-Graham-Number	1.2
	FCF Yield %	4.59
	Forward Rate of Return (Yacktman) %	4.59

Financials (Next Earnings Date:2025-01-30 Est.)

Annual Quarterly TTM

IROQ's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

IF Bancorp Inc Operating Data

Annual Quarterly

IROQ's Complete Operating Data

No operating data available for IF Bancorp Inc.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:IROQ

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

IF Bancorp Inc Executives

Details

GF Value: $15.71

IROQ

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with IROQ. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	22.632
	EPS (TTM) ($)	0.61
	Beta	0.23
	Volatility %	23.71
	14-Day RSI	57.76
	14-Day ATR ($)	0.49638
	20-Day SMA ($)	21.26095
	12-1 Month Momentum %	49.86
	52-Week Range ($)	14 - 22
	Shares Outstanding (Mil)	3.22

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

IF Bancorp Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

IF Bancorp Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

IF Bancorp Inc Frequently Asked Questions

What is IF Bancorp Inc(IROQ)'s stock price today?

The current price of IROQ is $21.79. The 52 week high of IROQ is $22.00 and 52 week low is $14.00.

When is next earnings date of IF Bancorp Inc(IROQ)?

The next earnings date of IF Bancorp Inc(IROQ) is 2025-01-30 Est..

Does IF Bancorp Inc(IROQ) pay dividends? If so, how much?

The Dividend Yield % of IF Bancorp Inc(IROQ) is 1.84% (As of Today), Highest Dividend Payout Ratio of IF Bancorp Inc(IROQ) was 0.7. The lowest was 0.12. And the median was 0.21. The Forward Dividend Yield % of IF Bancorp Inc(IROQ) is 1.84%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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