Yapi Ve Kredi Bankasi AS is a banking group operating in, and with its credit exposed nearly entirely to Turkey. The company's strategy emphasizes growth, profitability, and customer satisfaction. The Bank carries out its banking operations through two main business units Retail Banking and Corporate and Commercial Banking. The group also has domestic financial subsidiaries in asset management, brokerage, leasing, and factoring. An overwhelming majority of its outstanding shares are held by Koç Group, a largest conglomerate in Turkey. The group's largest contributor to revenue is retail banking, which includes card payment systems, as well as individual and small to midsize enterprise banking.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.72
Equity-to-Asset	0.08
Debt-to-Equity	3.48
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.77	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	79.8
	3-Year EPS without NRI Growth Rate	137.5
	3-Year Book Growth Rate	55.5

Momentum Rank

	Name	Current	Vs Industry		Vs History

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Payout Ratio	0.31
	Shareholder Yield %	-98.42

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	29.22
	FCF Margin %	26.99
	ROE %	23.28
	ROA %	1.99
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.71
	Forward PE Ratio	34.77
	PE Ratio without NRI	8.5
	Shiller PE Ratio	28.41
	Price-to-Owner-Earnings	6.26
	PEG Ratio	0.22
	PS Ratio	2.62
	PB Ratio	1.4
	Price-to-Tangible-Book	1.43
	Price-to-Free-Cash-Flow	3.64
	Price-to-Operating-Cash-Flow	3.47
	EV-to-Revenue	3.14
	EV-to-FCF	10.88
	Price-to-Projected-FCF	0.32
	Price-to-DCF (Earnings Based)	1.06
	Price-to-DCF (FCF Based)	1.35
	Price-to-Median-PS-Value	2.31
	Price-to-Peter-Lynch-Fair-Value	0.34
	Price-to-Graham-Number	0.73
	FCF Yield %	15.99
	Forward Rate of Return (Yacktman) %	38.42

Financials

Annual Quarterly TTM

HAM:YKS's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Yapi Ve Kredi Bankasi AS Executives

Details

GF Value: €1.65

HAM:YKS

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with YKS. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	4,116.864
	EPS (TTM) (€)	0.072
	Beta	-0.09
	Volatility %	0.94
	14-Day RSI	0
	14-Day ATR (€)	0
	20-Day SMA (€)	3.72
	12-1 Month Momentum %	0
	52-Week Range (€)	3.72 - 3.72
	Shares Outstanding (Mil)	8,447.05

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Yapi Ve Kredi Bankasi AS Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Yapi Ve Kredi Bankasi AS Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Yapi Ve Kredi Bankasi AS Frequently Asked Questions

What is Yapi Ve Kredi Bankasi AS(HAM:YKS)'s stock price today?

The current price of HAM:YKS is €3.72. The 52 week high of HAM:YKS is €3.72 and 52 week low is €3.72.

When is next earnings date of Yapi Ve Kredi Bankasi AS(HAM:YKS)?

The next earnings date of Yapi Ve Kredi Bankasi AS(HAM:YKS) is .

Does Yapi Ve Kredi Bankasi AS(HAM:YKS) pay dividends? If so, how much?

Yapi Ve Kredi Bankasi AS(HAM:YKS) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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