Q4 2023 Gjensidige Forsikring ASA Earnings Call Transcript
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Good morning, everyone, and welcome to this Fourth Quarter Presentation of Gjensidige. My name is Mitra Negard and I'm Head of Investor Relations. We will, as always, start with our CEO, Geir Holmgren, who will give you the highlights of the quarter; followed by our CFO, Jostein Amdal, who will go further into detail on the numbers. And after that, we will go into Q&A and have plenty of time to answer your questions. Geir, please?
Thank you, Mitra, and good morning, everyone. 2023 turned out to be a year marked by significant weather events in many places around the world. Storms, floods and torrential rain hit our region in the third quarter followed by more storms and heavy rain early in the fourth quarter. Winter arrived early with several periods of heavy snowfall and low temperatures. 2024 has started off with tough weather conditions in our region. This has and continues to cause difficult driving conditions. RedGo had more than
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