Q4 2020 Grupo Financiero Banorte SAB de CV Earnings Call Transcript
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Good morning. I am Tomás Lozano, Head of Investor Relations, Financial Intelligence and M&A. My best wishes to all of you in this new year. Welcome to Grupo Financiero Banorte's fourth quarter earnings call.
Today's presentation may include forward-looking statements that are subject to risks and uncertainties, which may cause actual results to differ materially. We ask you to take this into consideration.
I would like to thank you for answering the survey. The information you provided is very useful for us in order to improve our presentation and information. We are adopting this new platform and more efficient communications.
Our CEO will provide highlights of the second partial lockdown in Mexico and the measures that have been implemented at the group to face these new challenges. He will guide us through the main financial results, and we'll provide an update on our main ESG initiatives. Then, Rafael Arana, our CFO (inaudible) further detail on
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