First United Corp is active in the financial services domain. The scope of its offering includes checking, savings, money market deposit accounts and certificates of deposit, business loans, personal loans, mortgage loans and lines of credit extended to both individuals and businesses. In addition, it provides safe deposit and night depository facilities, insurance products and trust services. The bank also provides residential real estate construction loans to builders and individuals for single-family dwellings. It conducts business in two operating segments: Community Banking and Trust and Investment Services.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.41
Equity-to-Asset	0.09
Debt-to-Equity	0.87
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.5	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

6/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	3.5
	3-Year EPS without NRI Growth Rate	12.6
	3-Year FCF Growth Rate	16.7
	3-Year Book Growth Rate	9.2
	Future 3-5Y EPS without NRI Growth Rate	9.87
	Future 3-5Y Total Revenue Growth Rate	9.2

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	50.84
	9-Day RSI	54.69
	14-Day RSI	57.83
	6-1 Month Momentum %	58.47
	12-1 Month Momentum %	73.65

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.37
	Dividend Payout Ratio	0.26
	3-Year Dividend Growth Rate	14.5
	Forward Dividend Yield %	2.59
	5-Year Yield-on-Cost %	6.17
	3-Year Average Share Buyback Ratio	1.7
	Shareholder Yield %	10.31

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	21.85
	FCF Margin %	22.95
	ROE %	9.84
	ROA %	0.85
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	14.57
	Forward PE Ratio	10.56
	PE Ratio without NRI	11.64
	Shiller PE Ratio	15.69
	Price-to-Owner-Earnings	17.35
	PEG Ratio	1.39
	PS Ratio	3.19
	PB Ratio	1.33
	Price-to-Tangible-Book	1.43
	Price-to-Free-Cash-Flow	14.04
	Price-to-Operating-Cash-Flow	12.61
	EV-to-Revenue	4.35
	EV-to-FCF	19.03
	Price-to-Projected-FCF	0.69
	Price-to-DCF (Earnings Based)	0.36
	Price-to-DCF (FCF Based)	0.89
	Price-to-Median-PS-Value	1.78
	Price-to-Peter-Lynch-Fair-Value	1.35
	Price-to-Graham-Number	0.86
	FCF Yield %	7.27
	Forward Rate of Return (Yacktman) %	16.6

Financials (Next Earnings Date:2025-02-05 Est.)

Annual Quarterly TTM

FRA:FU3's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First United Corp Operating Data

Annual Quarterly

FRA:FU3's Complete Operating Data

No operating data available for First United Corp.

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First United Corp Executives

Details

GF Value: €19.16

FRA:FU3

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with FU3. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	67.707
	EPS (TTM) (€)	2.252
	Beta	1.36
	Volatility %	49.61
	14-Day RSI	57.83
	14-Day ATR (€)	0.549904
	20-Day SMA (€)	31.62
	12-1 Month Momentum %	73.65
	52-Week Range (€)	17.3 - 33.6
	Shares Outstanding (Mil)	6.47

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First United Corp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First United Corp Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

First United Corp Frequently Asked Questions

What is First United Corp(FRA:FU3)'s stock price today?

The current price of FRA:FU3 is €32.00. The 52 week high of FRA:FU3 is €33.60 and 52 week low is €17.30.

When is next earnings date of First United Corp(FRA:FU3)?

The next earnings date of First United Corp(FRA:FU3) is 2025-02-05 Est..

Does First United Corp(FRA:FU3) pay dividends? If so, how much?

The Dividend Yield % of First United Corp(FRA:FU3) is 2.37% (As of Today), Highest Dividend Payout Ratio of First United Corp(FRA:FU3) was 0.28. The lowest was 0.16. And the median was 0.2. The Forward Dividend Yield % of First United Corp(FRA:FU3) is 2.59%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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