Full Year 2019 Banco Bpm SpA Earnings Call Transcript
Good afternoon. This is the Chorus Call conference operator. Welcome, and thank you for joining the Banco BPM Full Year 2019 Results Conference Call. (Operator Instructions) At this time, I would like to turn the conference over to Mr. Roberto Peronaglio, IR Manager. Please go ahead, sir.
Thank you very much, everybody, to be here with the conference. Before leaving the field to our CEO, let me remind that you can find the presentation on the website on the IR page, and that the Q&A section is reserved to financial analysts. Thank you very much.
Good evening, everybody. This is Giuseppe Castagna speaking. Thank you for being with us this evening for the presentation of full year results 2019. As you know, this is a special year for us because it's also the final year of the first business plan we had when we started the merger between the 2 banks.
So let me allow
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