SpareBank 1 Sor Norge ASA is a regional bank engaged in selling and procuring a wide range of financial products and services, investment services, leasing, estate agency, and accounting services. The company is organized around three customer segments: Retail customers, SME and Agriculture, and Large Corporations. The company operates in a geographical area bounded by Oslo in the southeast and Bergen in the northwest.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Equity-to-Asset	0.1
Debt-to-Equity	5.15
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.27	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.9
	3-Year EPS without NRI Growth Rate	37
	3-Year Book Growth Rate	7.2
	Future 3-5Y EPS without NRI Growth Rate	3.45
	Future 3-5Y Total Revenue Growth Rate	13.22

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	47.62
	9-Day RSI	50.15
	14-Day RSI	51.56
	6-1 Month Momentum %	7.66
	12-1 Month Momentum %	19.37

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.23
	Dividend Payout Ratio	0.4
	Forward Dividend Yield %	5.23
	5-Year Yield-on-Cost %	5.22
	3-Year Average Share Buyback Ratio	-1.1
	Shareholder Yield %	-26.94

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	57.76
	FCF Margin %	-30.8
	ROE %	15.66
	ROA %	1.42
	Years of Profitability over Past 10-Year	10

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.54
	Forward PE Ratio	8.71
	PE Ratio without NRI	7.5
	Shiller PE Ratio	11.85
	Price-to-Owner-Earnings	7.1
	PEG Ratio	1.01
	PS Ratio	4.14
	PB Ratio	1.06
	Price-to-Tangible-Book	1.06
	EV-to-Revenue	25.98
	EV-to-Forward-Revenue	17.58
	EV-to-FCF	-88.45
	Price-to-DCF (Earnings Based)	0.52
	Price-to-Median-PS-Value	0.94
	Price-to-Peter-Lynch-Fair-Value	1.04
	Price-to-Graham-Number	0.59
	FCF Yield %	-5.01
	Forward Rate of Return (Yacktman) %	-8.98

Financials (Next Earnings Date:2025-02-12)

Annual Quarterly TTM

FRA:B4M1's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

SpareBank 1 Sor Norge ASA Executives

Details

GF Value: €14.16

FRA:B4M1

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with B4M1. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	794.91
	EPS (TTM) (€)	1.653
	Beta	1.11
	Volatility %	16.06
	14-Day RSI	51.56
	14-Day ATR (€)	0.16636
	20-Day SMA (€)	12.159
	12-1 Month Momentum %	19.37
	52-Week Range (€)	10.44 - 12.56
	Shares Outstanding (Mil)	375.34

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

SpareBank 1 Sor Norge ASA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

SpareBank 1 Sor Norge ASA Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

SpareBank 1 Sor Norge ASA Frequently Asked Questions

What is SpareBank 1 Sor Norge ASA(FRA:B4M1)'s stock price today?

The current price of FRA:B4M1 is €12.20. The 52 week high of FRA:B4M1 is €12.56 and 52 week low is €10.44.

When is next earnings date of SpareBank 1 Sor Norge ASA(FRA:B4M1)?

The next earnings date of SpareBank 1 Sor Norge ASA(FRA:B4M1) is 2025-02-12.

Does SpareBank 1 Sor Norge ASA(FRA:B4M1) pay dividends? If so, how much?

The Dividend Yield % of SpareBank 1 Sor Norge ASA(FRA:B4M1) is 5.23% (As of Today), Highest Dividend Payout Ratio of SpareBank 1 Sor Norge ASA(FRA:B4M1) was 0.73. The lowest was 0.21. And the median was 0.37. The Forward Dividend Yield % of SpareBank 1 Sor Norge ASA(FRA:B4M1) is 5.23%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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