Aozora Bank Ltd is a full-service commercial bank with operations primarily in Japan. The bank's activities are divided into six areas of focus, including retail banking, corporate finance, financial institutions, specialty finance, international, and financial markets. Most of its retail banking activities are focused on asset management consulting activities to drive sales of investment products, primarily in investment trusts and structured notes. Corporate finance is mostly focused on providing solutions to small and medium-sized enterprises. Its specialty finance business is mostly focused on real estate and business recovery. Aozora's financial markets business mostly engages in derivatives along with asset and liability management.

Financial Strength

2/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.17
Equity-to-Asset	0.06
Debt-to-Equity	1.81
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.6	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-2.9
	3-Year FCF Growth Rate	-44
	3-Year Book Growth Rate	-8.1

Momentum Rank

1/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	51.89
	9-Day RSI	44.94
	14-Day RSI	44.35
	6-1 Month Momentum %	13.14
	12-1 Month Momentum %	-16.67

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.61
	3-Year Dividend Growth Rate	-15.1
	Forward Dividend Yield %	3.2
	5-Year Yield-on-Cost %	0.99
	Shareholder Yield %	-19.65

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	-51.86
	FCF Margin %	130.57
	ROE %	-12.01
	ROA %	-0.65
	Years of Profitability over Past 10-Year	9

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	16.29
	Shiller PE Ratio	10.3
	PS Ratio	2.98
	PB Ratio	0.73
	Price-to-Tangible-Book	0.77
	Price-to-Free-Cash-Flow	2.21
	Price-to-Operating-Cash-Flow	2.09
	EV-to-Revenue	-6.35
	EV-to-FCF	-4.84
	Price-to-Projected-FCF	0.16
	Price-to-Median-PS-Value	0.98
	FCF Yield %	38.11
	Forward Rate of Return (Yacktman) %	50.32

Financials

Annual Quarterly TTM

FRA:AON's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Aozora Bank Ltd Executives

Details

GF Value: €13.13

FRA:AON

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with AON. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	594.822
	EPS (TTM) (€)	-2.748
	Beta	0.11
	Volatility %	28.6
	14-Day RSI	44.35
	14-Day ATR (€)	0.243677
	20-Day SMA (€)	15.28
	12-1 Month Momentum %	-16.67
	52-Week Range (€)	12.3 - 20.4
	Shares Outstanding (Mil)	138.38

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Aozora Bank Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Aozora Bank Ltd Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

Aozora Bank Ltd Frequently Asked Questions

What is Aozora Bank Ltd(FRA:AON)'s stock price today?

The current price of FRA:AON is €14.90. The 52 week high of FRA:AON is €20.40 and 52 week low is €12.30.

When is next earnings date of Aozora Bank Ltd(FRA:AON)?

The next earnings date of Aozora Bank Ltd(FRA:AON) is .

Does Aozora Bank Ltd(FRA:AON) pay dividends? If so, how much?

The Dividend Yield % of Aozora Bank Ltd(FRA:AON) is 1.61% (As of Today), Highest Dividend Payout Ratio of Aozora Bank Ltd(FRA:AON) was 2.07. The lowest was 0.47. And the median was 0.5. The Forward Dividend Yield % of Aozora Bank Ltd(FRA:AON) is 3.2%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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