First Savings Financial Group Inc provides various banking services to individuals and business customers in southern Indiana. The bank accepts deposits from the general public & uses those funds, along with other borrowings, mainly to originate a residential mortgage, commercial mortgage, construction, commercial business, & consumer loans, and to a lesser extent, to invest in mortgage-backed securities and other securities. It conducts lending and deposit activities mainly with individuals and small businesses in its market area. The bank operates in three segments: core banking, which accounts for majority revenue; SBA lending; and mortgage banking.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.11
Equity-to-Asset	0.07
Debt-to-Equity	2.67
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.53	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-20.7
	3-Year EPS without NRI Growth Rate	-36.8
	3-Year Book Growth Rate	1.3
	Future 3-5Y Total Revenue Growth Rate	-36.34

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	49.82
	9-Day RSI	57.47
	14-Day RSI	62.15
	6-1 Month Momentum %	70.37
	12-1 Month Momentum %	72.93

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.98
	Dividend Payout Ratio	0.33
	3-Year Dividend Growth Rate	35.1
	Forward Dividend Yield %	2.09
	5-Year Yield-on-Cost %	6.44
	3-Year Average Share Buyback Ratio	2.7
	Shareholder Yield %	13.09

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	19.29
	FCF Margin %	153.9
	ROE %	8.23
	ROA %	0.58
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	15.45
	Forward PE Ratio	10.66
	PE Ratio without NRI	17.09
	Shiller PE Ratio	12.2
	PEG Ratio	1.8
	PS Ratio	2.98
	PB Ratio	1.19
	Price-to-Tangible-Book	1.19
	Price-to-Free-Cash-Flow	1.94
	Price-to-Operating-Cash-Flow	1.92
	EV-to-Revenue	8.96
	EV-to-FCF	5.85
	Price-to-Projected-FCF	0.51
	Price-to-DCF (Earnings Based)	0.76
	Price-to-DCF (FCF Based)	0.16
	Price-to-Median-PS-Value	1.46
	Price-to-Peter-Lynch-Fair-Value	3.64
	Price-to-Graham-Number	0.95
	FCF Yield %	51.23
	Forward Rate of Return (Yacktman) %	24.5

Financials (Next Earnings Date:2025-01-30 Est.)

Annual Quarterly TTM

FRA:8N4's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

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No Enough Data

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Cashflow Statement Breakdown

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No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First Savings Financial Group Inc Operating Data

Annual Quarterly

FRA:8N4's Complete Operating Data

No operating data available for First Savings Financial Group Inc.

Guru Trades

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Insider Trades

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Peter Lynch Chart

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Interactive Chart

Performance

Dividend

Log

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Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Savings Financial Group Inc Executives

Details

GF Value: €11.5

FRA:8N4

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with 8N4. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	64.583
	EPS (TTM) (€)	1.816
	Beta	0
	Volatility %	41.44
	14-Day RSI	62.15
	14-Day ATR (€)	0.637179
	20-Day SMA (€)	25.94
	12-1 Month Momentum %	72.93
	52-Week Range (€)	13.1 - 29.2
	Shares Outstanding (Mil)	6.89

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Savings Financial Group Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Savings Financial Group Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

First Savings Financial Group Inc Frequently Asked Questions

What is First Savings Financial Group Inc(FRA:8N4)'s stock price today?

The current price of FRA:8N4 is €27.20. The 52 week high of FRA:8N4 is €29.20 and 52 week low is €13.10.

When is next earnings date of First Savings Financial Group Inc(FRA:8N4)?

The next earnings date of First Savings Financial Group Inc(FRA:8N4) is 2025-01-30 Est..

Does First Savings Financial Group Inc(FRA:8N4) pay dividends? If so, how much?

The Dividend Yield % of First Savings Financial Group Inc(FRA:8N4) is 1.98% (As of Today), Highest Dividend Payout Ratio of First Savings Financial Group Inc(FRA:8N4) was 0.47. The lowest was 0.05. And the median was 0.15. The Forward Dividend Yield % of First Savings Financial Group Inc(FRA:8N4) is 2.09%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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