First Internet Bancorp is a bank holding company. Through its subsidiaries, it provides commercial real estate (CRE) lending, including nationwide single tenant lease financing and commercial and industrial (C&I) lending, including business banking/treasury management services. The company offers its products and services through the internet and does not have any branches. With operations organized into a single segment called the Commercial Banking segment, it also provides retail banking services.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.15
Equity-to-Asset	0.07
Debt-to-Equity	1.61
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.42	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2.3
	3-Year EPS without NRI Growth Rate	-16.8
	3-Year Book Growth Rate	7.5
	Future 3-5Y EPS without NRI Growth Rate	41.04
	Future 3-5Y Total Revenue Growth Rate	13.76

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	59.76
	9-Day RSI	61.36
	14-Day RSI	60.92
	6-1 Month Momentum %	18.66
	12-1 Month Momentum %	63.08

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.58
	Dividend Payout Ratio	0.09
	Forward Dividend Yield %	0.57
	5-Year Yield-on-Cost %	0.58
	3-Year Average Share Buyback Ratio	4.1
	Shareholder Yield %	13.42

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	18.94
	FCF Margin %	25.03
	ROE %	6.02
	ROA %	0.41
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	16.15
	Forward PE Ratio	9.92
	PE Ratio without NRI	15.84
	Shiller PE Ratio	13.19
	Price-to-Owner-Earnings	26.18
	PEG Ratio	1.86
	PS Ratio	3.07
	PB Ratio	0.92
	Price-to-Tangible-Book	0.93
	Price-to-Free-Cash-Flow	12.3
	Price-to-Operating-Cash-Flow	11.33
	EV-to-Revenue	2.26
	EV-to-FCF	9.09
	Price-to-Projected-FCF	0.8
	Price-to-DCF (Earnings Based)	1.07
	Price-to-DCF (FCF Based)	1.08
	Price-to-Median-PS-Value	1.04
	Price-to-Peter-Lynch-Fair-Value	2.07
	Price-to-Graham-Number	0.81
	FCF Yield %	8.14
	Forward Rate of Return (Yacktman) %	12.05

Financials (Next Earnings Date:2025-01-24 Est.)

Annual Quarterly TTM

FRA:45H's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First Internet Bancorp Operating Data

Annual Quarterly

FRA:45H's Complete Operating Data

No operating data available for First Internet Bancorp.

Guru Trades

See Details

Insider Trades

See Details

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Internet Bancorp Executives

Details

GF Value: €31.49

FRA:45H

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with 45H. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	106.881
	EPS (TTM) (€)	2.326
	Beta	0
	Volatility %	63.14
	14-Day RSI	60.92
	14-Day ATR (€)	0.704329
	20-Day SMA (€)	37.44
	12-1 Month Momentum %	63.08
	52-Week Range (€)	20.2 - 39.4
	Shares Outstanding (Mil)	8.67

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Internet Bancorp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Internet Bancorp Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

First Internet Bancorp Frequently Asked Questions

What is First Internet Bancorp(FRA:45H)'s stock price today?

The current price of FRA:45H is €38.40. The 52 week high of FRA:45H is €39.40 and 52 week low is €20.20.

When is next earnings date of First Internet Bancorp(FRA:45H)?

The next earnings date of First Internet Bancorp(FRA:45H) is 2025-01-24 Est..

Does First Internet Bancorp(FRA:45H) pay dividends? If so, how much?

The Dividend Yield % of First Internet Bancorp(FRA:45H) is 0.58% (As of Today), Highest Dividend Payout Ratio of First Internet Bancorp(FRA:45H) was 0.31. The lowest was 0.05. And the median was 0.1. The Forward Dividend Yield % of First Internet Bancorp(FRA:45H) is 0.57%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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