First Guaranty Bancshares Inc provides personalized commercial banking services to its customers in Louisiana, through several banking facilities. The principal business activity of the company includes attracting deposits and investing it together with funds generated from operations and borrowings insecurities and in lending activities to serve the credit needs of its customer base. The company offers commercial real estate loans, commercial and industrial loans, construction and land development loans, agricultural and farmland loans, and to a lesser extent, consumer and multifamily loans.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.85
Equity-to-Asset	0.07
Debt-to-Equity	0.76
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.53	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-2.6
	3-Year EPS without NRI Growth Rate	-31.2
	3-Year FCF Growth Rate	-28.1
	3-Year Book Growth Rate	1.4
	Future 3-5Y EPS without NRI Growth Rate	10.18

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	88.2
	9-Day RSI	86.07
	14-Day RSI	83.57
	6-1 Month Momentum %	2.26
	12-1 Month Momentum %	13.84

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	3.81
	Dividend Payout Ratio	0.67
	3-Year Dividend Growth Rate	3.2
	Forward Dividend Yield %	2.12
	5-Year Yield-on-Cost %	4.84
	3-Year Average Share Buyback Ratio	-5.2
	Shareholder Yield %	-12.08

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	11.59
	FCF Margin %	16.51
	ROE %	5.1
	ROA %	0.35
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	17.56
	Forward PE Ratio	17.19
	PE Ratio without NRI	17.6
	Shiller PE Ratio	8.11
	Price-to-Owner-Earnings	9.08
	PEG Ratio	3.32
	PS Ratio	1.68
	PB Ratio	0.83
	Price-to-Tangible-Book	0.89
	Price-to-Free-Cash-Flow	10.14
	Price-to-Operating-Cash-Flow	6.67
	EV-to-Revenue	0.46
	EV-to-FCF	2.77
	Price-to-Projected-FCF	0.44
	Price-to-DCF (Earnings Based)	1.51
	Price-to-DCF (FCF Based)	0.88
	Price-to-Median-PS-Value	0.74
	Price-to-Graham-Number	0.84
	FCF Yield %	9.85
	Forward Rate of Return (Yacktman) %	14.98

Financials (Next Earnings Date:2025-02-05 Est.)

Annual Quarterly TTM

FRA:1GJ's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First Guaranty Bancshares Inc Operating Data

Annual Quarterly

FRA:1GJ's Complete Operating Data

No operating data available for First Guaranty Bancshares Inc.

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Guaranty Bancshares Inc Executives

Details

GF Value: €9.81

FRA:1GJ

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with 1GJ. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	100.902
	EPS (TTM) (€)	0.775
	Beta	0.71
	Volatility %	56.42
	14-Day RSI	83.57
	14-Day ATR (€)	0.28429
	20-Day SMA (€)	11.1075
	12-1 Month Momentum %	13.84
	52-Week Range (€)	7.35 - 13.5
	Shares Outstanding (Mil)	12.5

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Guaranty Bancshares Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Guaranty Bancshares Inc Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

First Guaranty Bancshares Inc Frequently Asked Questions

What is First Guaranty Bancshares Inc(FRA:1GJ)'s stock price today?

The current price of FRA:1GJ is €13.50. The 52 week high of FRA:1GJ is €13.50 and 52 week low is €7.35.

When is next earnings date of First Guaranty Bancshares Inc(FRA:1GJ)?

The next earnings date of First Guaranty Bancshares Inc(FRA:1GJ) is 2025-02-05 Est..

Does First Guaranty Bancshares Inc(FRA:1GJ) pay dividends? If so, how much?

The Dividend Yield % of First Guaranty Bancshares Inc(FRA:1GJ) is 3.81% (As of Today), Highest Dividend Payout Ratio of First Guaranty Bancshares Inc(FRA:1GJ) was 1.03. The lowest was 0.25. And the median was 0.36. The Forward Dividend Yield % of First Guaranty Bancshares Inc(FRA:1GJ) is 2.12%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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