Business Description
Financial Institutions Inc
NAICS : 522110
SIC : 6021
ISIN : US3175854047
Share Class Description:
FISI: Ordinary SharesDescription
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through one segment: The Banking segment which includes all of the company's retail and commercial banking operations.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.17 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.43 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.41 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.6 | |||||
| 3-Year EPS without NRI Growth Rate | 9.8 | |||||
| 3-Year FCF Growth Rate | -40.6 | |||||
| 3-Year Book Growth Rate | 0.3 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 4.67 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 43.34 | |||||
| 9-Day RSI | 50.95 | |||||
| 14-Day RSI | 53.29 | |||||
| 6-1 Month Momentum % | 33.46 | |||||
| 12-1 Month Momentum % | 35.5 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.47 | |||||
| Dividend Payout Ratio | 0.49 | |||||
| 3-Year Dividend Growth Rate | 4.9 | |||||
| Forward Dividend Yield % | 4.47 | |||||
| 5-Year Yield-on-Cost % | 5.62 | |||||
| 3-Year Average Share Buyback Ratio | 1.3 | |||||
| Shareholder Yield % | 8.88 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 23.23 | |||||
| FCF Margin % | -1.54 | |||||
| ROE % | 11.19 | |||||
| ROA % | 0.82 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 8.47 | |||||
| Forward PE Ratio | 8.54 | |||||
| PE Ratio without NRI | 11.01 | |||||
| Shiller PE Ratio | 8.07 | |||||
| Price-to-Owner-Earnings | 69.74 | |||||
| PEG Ratio | 4.4 | |||||
| PS Ratio | 1.91 | |||||
| PB Ratio | 0.86 | |||||
| Price-to-Tangible-Book | 0.99 | |||||
| Price-to-Operating-Cash-Flow | 168.25 | |||||
| EV-to-Revenue | 1.81 | |||||
| EV-to-FCF | -117.46 | |||||
| Price-to-Projected-FCF | 0.42 | |||||
| Price-to-DCF (Earnings Based) | 0.78 | |||||
| Price-to-Median-PS-Value | 0.7 | |||||
| Price-to-Graham-Number | 0.7 | |||||
| FCF Yield % | -0.81 | |||||
| Forward Rate of Return (Yacktman) % | 14.66 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Financial Institutions Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 219.348 | ||
| EPS (TTM) ($) | 3.18 | ||
| Beta | 0.62 | ||
| Volatility % | 48.26 | ||
| 14-Day RSI | 53.29 | ||
| 14-Day ATR ($) | 0.961794 | ||
| 20-Day SMA ($) | 26.5875 | ||
| 12-1 Month Momentum % | 35.5 | ||
| 52-Week Range ($) | 16.29 - 29.135 | ||
| Shares Outstanding (Mil) | 15.47 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Financial Institutions Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Financial Institutions Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Financial Institutions Inc Frequently Asked Questions
What is Financial Institutions Inc(FISI)'s stock price today?
The current price of FISI is $26.92. The 52 week high of FISI is $29.14 and 52 week low is $16.29.
When is next earnings date of Financial Institutions Inc(FISI)?
The next earnings date of Financial Institutions Inc(FISI) is 2025-01-24 Est..
Does Financial Institutions Inc(FISI) pay dividends? If so, how much?
The Dividend Yield %  of Financial Institutions Inc(FISI) is 4.47% (As of Today), Highest Dividend Payout Ratio of Financial Institutions Inc(FISI) was 0.49. The lowest was 0.23. And the median was 0.38. The  Forward Dividend Yield % of Financial Institutions Inc(FISI) is 4.47%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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