First Bancshares Inc operates as a bank holding company. It offers various products and services such as deposit, including checking accounts, savings accounts, and time deposits account for individuals, businesses, associations and organizations, and governmental authorities. It also provides commercial and personal loans, including secured and unsecured loans, consumer loans, and loans for business expansion and purchase of equipment and machinery, and residential mortgage loans. The bank renders services like financial and wealth management, online internet banking, voice response telephone inquiry, safe deposit boxes, traveler's checks, and mobile deposit, and others. It operates in the Commercial/Retail Bank, Mortgage Banking, and Holding company segments.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.63
Equity-to-Asset	0.13
Debt-to-Equity	0.34
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.43	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	1.5
	3-Year EPS without NRI Growth Rate	9.3
	3-Year FCF Growth Rate	13.9

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	57.8
	9-Day RSI	60.64
	14-Day RSI	60.96
	6-1 Month Momentum %	31.85
	12-1 Month Momentum %	27.77

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.66
	Dividend Payout Ratio	0.37
	3-Year Dividend Growth Rate	28.9
	Forward Dividend Yield %	2.66
	5-Year Yield-on-Cost %	11.84
	3-Year Average Share Buyback Ratio	-13.8
	Shareholder Yield %	14.41

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	26.17
	FCF Margin %	34.69
	ROE %	7.3
	ROA %	0.88
	Years of Profitability over Past 10-Year	10

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	16.94
	Forward PE Ratio	14.11
	PE Ratio without NRI	13.91
	Shiller PE Ratio	14.85
	Price-to-Owner-Earnings	16.28
	PEG Ratio	5.15
	PS Ratio	4.42
	PB Ratio	1.15
	Price-to-Tangible-Book	1.58
	Price-to-Free-Cash-Flow	12.64
	Price-to-Operating-Cash-Flow	12.19
	EV-to-Revenue	4.84
	EV-to-FCF	14.05
	Price-to-Projected-FCF	0.81
	Price-to-Median-PS-Value	1.33
	Price-to-Graham-Number	0.99
	FCF Yield %	7.94
	Forward Rate of Return (Yacktman) %	8.9

Financials (Next Earnings Date:2025-01-24 Est.)

Annual Quarterly TTM

FBMS's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First Bancshares Inc Operating Data

Annual Quarterly

FBMS's Complete Operating Data

No operating data available for First Bancshares Inc.

Guru Trades

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Insider Trades

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Gurus Latest Trades with NYSE:FBMS

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Bancshares Inc Executives

Details

GF Value: $25.97

FBMS

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with FBMS. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	267.284
	EPS (TTM) ($)	2.21
	Beta	0.56
	Volatility %	37.41
	14-Day RSI	60.96
	14-Day ATR ($)	1.041239
	20-Day SMA ($)	36.1925
	12-1 Month Momentum %	27.77
	52-Week Range ($)	22.96 - 39.08
	Shares Outstanding (Mil)	31.2

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Bancshares Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Bancshares Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

First Bancshares Inc Frequently Asked Questions

What is First Bancshares Inc(FBMS)'s stock price today?

The current price of FBMS is $37.43. The 52 week high of FBMS is $39.08 and 52 week low is $22.96.

When is next earnings date of First Bancshares Inc(FBMS)?

The next earnings date of First Bancshares Inc(FBMS) is 2025-01-24 Est..

Does First Bancshares Inc(FBMS) pay dividends? If so, how much?

The Dividend Yield % of First Bancshares Inc(FBMS) is 2.66% (As of Today), Highest Dividend Payout Ratio of First Bancshares Inc(FBMS) was 0.37. The lowest was 0.08. And the median was 0.13. The Forward Dividend Yield % of First Bancshares Inc(FBMS) is 2.66%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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