Essent Group Ltd serves the housing finance industry by providing private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. It provides credit protection to lenders and mortgage investors by covering a portion of the unpaid principal balance of a mortgage and certain related expenses in the event of a default. By providing capital to mitigate mortgage credit risk, the company allows lenders to make additional mortgage financing available to prospective homeowners. Essent writes mortgage guaranty coverage in all 50 states and the District of Columbia.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	0.22
Equity-to-Asset	0.79
Debt-to-Equity	0.09
Debt-to-EBITDA	0.55
Interest Coverage	25.59
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	4.9
	3-Year EBITDA Growth Rate	19.2
	3-Year EPS without NRI Growth Rate	18.8
	3-Year FCF Growth Rate	1.3
	3-Year Book Growth Rate	11.7
	Future 3-5Y EPS without NRI Growth Rate	3.24
	Future 3-5Y Total Revenue Growth Rate	6.91

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	69.04
	9-Day RSI	56.55
	14-Day RSI	49.82
	6-1 Month Momentum %	10.53
	12-1 Month Momentum %	26.85

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.89
	Dividend Payout Ratio	0.16
	3-Year Dividend Growth Rate	16
	Forward Dividend Yield %	1.94
	5-Year Yield-on-Cost %	1.89
	3-Year Average Share Buyback Ratio	1.8
	Shareholder Yield %	2.57

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	60.15
	FCF Margin %	68.73
	ROE %	14.09
	ROA %	11.2
	ROIC %	12.15
	Years of Profitability over Past 10-Year	10

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	8.37
	Forward PE Ratio	8.38
	PE Ratio without NRI	8.37
	Shiller PE Ratio	10.33
	Price-to-Owner-Earnings	7.84
	PEG Ratio	0.91
	PS Ratio	5.03
	PB Ratio	1.09
	Price-to-Tangible-Book	1.1
	Price-to-Free-Cash-Flow	7.32
	Price-to-Operating-Cash-Flow	7.25
	EV-to-EBIT	7.26
	EV-to-EBITDA	7.21
	EV-to-Revenue	5.32
	EV-to-Forward-Revenue	5.03
	EV-to-FCF	7.74
	Price-to-Projected-FCF	0.5
	Price-to-Median-PS-Value	0.91
	Price-to-Peter-Lynch-Fair-Value	0.88
	Price-to-Graham-Number	0.64
	Price-to-Net-Cash	1.34
	Earnings Yield (Greenblatt) %	13.77
	FCF Yield %	13.72
	Forward Rate of Return (Yacktman) %	21

Financials (Next Earnings Date:2025-02-07 Est.)

Annual Quarterly TTM

ESNT's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Essent Group Ltd Operating Data

Annual Quarterly

ESNT's Complete Operating Data

No operating data available for Essent Group Ltd.

Guru Trades

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Insider Trades

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Gurus Latest Trades with NYSE:ESNT

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Essent Group Ltd Executives

Details

GF Value: $57.11

ESNT

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with ESNT. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	1,225.154
	EPS (TTM) ($)	6.9
	Beta	0.92
	Volatility %	25.37
	14-Day RSI	49.82
	14-Day ATR ($)	1.147849
	20-Day SMA ($)	56.0595
	12-1 Month Momentum %	26.85
	52-Week Range ($)	47.995 - 65.335
	Shares Outstanding (Mil)	106.21

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Essent Group Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Essent Group Ltd Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Essent Group Ltd Frequently Asked Questions

What is Essent Group Ltd(ESNT)'s stock price today?

The current price of ESNT is $57.78. The 52 week high of ESNT is $65.33 and 52 week low is $48.00.

When is next earnings date of Essent Group Ltd(ESNT)?

The next earnings date of Essent Group Ltd(ESNT) is 2025-02-07 Est..

Does Essent Group Ltd(ESNT) pay dividends? If so, how much?

The Dividend Yield % of Essent Group Ltd(ESNT) is 1.89% (As of Today), Highest Dividend Payout Ratio of Essent Group Ltd(ESNT) was 0.17. The lowest was 0.05. And the median was 0.12. The Forward Dividend Yield % of Essent Group Ltd(ESNT) is 1.94%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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