Al Arafah Islami Bank PLC is a Bangladesh-based company engaged in providing commercial banking, consumer banking, trade finance, and related custody and clearing services. Its deposit products include current, saving, term, and short notice deposits; and marriage savings investment schemes, among others. The principal activities of the Bank are to provide a comprehensive range of financial services including commercial banking, consumer banking, trade finance and other related custody and clearing services to the customers. Geographically, it operates only in Bangladesh. It serves Agriculture; Construction; Power, Gas, Water and Sanitary Services; Transport and communication; Trade services; Storage; Professional & Miscellaneous services and other sectors.

Financial Strength

6/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	2.39
Equity-to-Asset	0.04
Debt-to-Equity	0.66
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.11	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	9.9
	3-Year EPS without NRI Growth Rate	-2.9
	3-Year Book Growth Rate	1.4

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	45.08
	9-Day RSI	33.54
	14-Day RSI	29.57
	6-1 Month Momentum %	-4.19
	12-1 Month Momentum %	-2.97

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.1
	Dividend Payout Ratio	0.68
	3-Year Dividend Growth Rate	-1.7
	Forward Dividend Yield %	5.1
	5-Year Yield-on-Cost %	4.63
	Shareholder Yield %	6.09

Profitability Rank

8/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	8.06
	FCF Margin %	8.98
	ROE %	7.02
	ROA %	0.29
	Years of Profitability over Past 10-Year	9

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	13.27
	PE Ratio without NRI	13.27
	Price-to-Owner-Earnings	11.65
	PEG Ratio	5.1
	PS Ratio	1.06
	PB Ratio	0.88
	Price-to-Tangible-Book	0.88
	Price-to-Free-Cash-Flow	5.64
	Price-to-Operating-Cash-Flow	4.27
	EV-to-Revenue	0.05
	EV-to-FCF	0.39
	Price-to-Projected-FCF	0.52
	Price-to-Graham-Number	0.72
	FCF Yield %	8.94
	Forward Rate of Return (Yacktman) %	14.84

Financials

Annual Quarterly TTM

DHA:ALARABANK's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Al Arafah Islami Bank PLC Executives

Details

GF Value: BDT29.77

DHA:ALARABANK

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with ALARABANK. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil BDT)	21,398.009
	EPS (TTM) (BDT)	1.477
	Beta	0
	Volatility %	16.93
	14-Day RSI	29.57
	14-Day ATR (BDT)	0.552539
	20-Day SMA (BDT)	20.355
	12-1 Month Momentum %	-2.97
	52-Week Range (BDT)	19.1 - 28.6
	Shares Outstanding (Mil)	1,096.85

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	5
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Al Arafah Islami Bank PLC Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Al Arafah Islami Bank PLC Stock Events

Financials Calendars

	Event	Date	Price(BDT)
No Event Data

Al Arafah Islami Bank PLC Frequently Asked Questions

What is Al Arafah Islami Bank PLC(DHA:ALARABANK)'s stock price today?

The current price of DHA:ALARABANK is BDT19.60. The 52 week high of DHA:ALARABANK is BDT28.60 and 52 week low is BDT19.10.

When is next earnings date of Al Arafah Islami Bank PLC(DHA:ALARABANK)?

The next earnings date of Al Arafah Islami Bank PLC(DHA:ALARABANK) is .

Does Al Arafah Islami Bank PLC(DHA:ALARABANK) pay dividends? If so, how much?

The Dividend Yield % of Al Arafah Islami Bank PLC(DHA:ALARABANK) is 5.1% (As of Today), Highest Dividend Payout Ratio of Al Arafah Islami Bank PLC(DHA:ALARABANK) was 0.77. The lowest was 0.31. And the median was 0.64. The Forward Dividend Yield % of Al Arafah Islami Bank PLC(DHA:ALARABANK) is 5.1%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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