Q3 2023 Dime Community Bancshares Inc Earnings Call Transcript
Hello, everyone, and welcome to the Dime Community Bancshares third-quarter earnings call. Before we begin, the company would like to remind you that discussions during this call contain forward-looking statements made under the Safe Harbor provision of the US Private Securities Litigation Reform Act of 1995. Such statements are subject to risks, uncertainties, and other factors, that may cause actual results to differ materially from those contained in any such statements, including as set forth in today's press release and the company's filings with the US Securities and Exchange Commission to which we refer you.
During this call, references will be made to non-GAAP financial measures as supplemental measures to review and assess operating performance. These non-GAAP financial measures are not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with the US GAAP.
For information about these non-GAAP measures and for reconciliation to GAAP, please refer to today's earnings release. I will now hand over to your host,
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