Cembra Money Bank AG (OTCPK:CMBNF)
$ 91.31 0 (0%) Market Cap: 2.73 Bil Enterprise Value: 4.91 Bil PE Ratio: 14.59 PB Ratio: 2.66 GF Score: 70/100

Half Year 2021 Cembra Money Bank AG Earnings Call Transcript

Jul 22, 2021 / 07:00AM GMT
Operator

Ladies and gentlemen, welcome to the First Half Results 2021 conference call and live webcast. I am Sandra, the Chorus Call operator. (Operator Instructions) And the conference is being recorded. (Operator Instructions)

The conference must not be recorded for publication or broadcast. At this time, it's my pleasure to hand over to Mr. Holger Laubenthal, CEO of Cembra Money Bank. Please go ahead, sir.

Holger Laubenthal
Cembra Money Bank AG - CEO & Member of Management Board

Thank you, operator, and good morning, everyone, and welcome to the half year results conference call. I am here with my partners, Pascal Perritaz, our CFO; and Volker Gloe, our Chief Risk Officer.

So look, before we get into the slides, I'd like to just set the scene briefly with a few messages to highlight and start with saying I'm truly thrilled to be here. It's a great business and a strong team.

So first, as you know, we are, of course, still in a challenging environment. But in spite of this, I'm pleased to see the business has shown strong resilience

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