Q4 2021 Clover Health Investments Corp Earnings Call Transcript
Good afternoon, everyone. Joining me on our call today is our CEO, Vivek Garipalli; our President and CTO, Andrew Toy; and our Interim CFO, Mark Herbers. We will discuss Fourth Quarter and Full Year Results, recent trends and answer your questions. This call is being recorded.
Before we get started, I would like to remind you that our fourth quarter and full year earnings materials, including the release, are available on our website at cloverhealth.com. I'd also like to caution you that we may make forward-looking statements during today's call that are subject to risks and uncertainties, including expectations about future performance. Factors that may cause actual results to differ materially from our expectations are detailed in our SEC filings, including in the Risk Factors section of our latest Annual Report on Form 10-K and in our other periodic SEC filings.
The forward-looking statements are made as of the date hereof, we assume no obligation and do not intend to update these forward
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