Q4 2020 ING Groep NV Credit Update Call Transcript
(technical difficulty) future financial performance and any statement not involving a historical fact. Actual results may differ materially from those projected in any forward-looking statements. A discussion of factors that may cause actual results to differ from those in any forward-looking statements is contained in our public filings, including our most recent annual report on Form 20-F filed with the United States Securities and Exchange Commission. And our earnings press release is posted on our website today. Furthermore, nothing in today's comments constitutes an offer to sell or solicitation of an offer to buy any securities.
Good afternoon, Geert. Over to you.
Thank you, operator, and good day to you all on the call. Thank you for joining us to the second credit update call. I'm here together with Mark Milders, Head of Investor Relations. And we also have Ewald Walraven, who is responsible for issuance and investments; and Paul van Slobbe of the IR team present potentially to answer any
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