Nu Holdings Ltd is engaged in providing digital banking services. It offers several financial services such as Credit cards, Personal Account, Investments, Personal Loans, Insurance, Mobile payments, Business Accounts, and Rewards. The company earns the majority of its revenue in Brazil.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	8.06
Equity-to-Asset	0.16
Debt-to-Equity	0.2
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.35	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	145.8
	3-Year FCF Growth Rate	2.2
	3-Year Book Growth Rate	141.9
	Future 3-5Y EPS without NRI Growth Rate	60.56
	Future 3-5Y Total Revenue Growth Rate	46.15

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	23.07
	9-Day RSI	31.09
	14-Day RSI	36.74
	6-1 Month Momentum %	48.51
	12-1 Month Momentum %	121.57

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.1
	Shareholder Yield %	-1.13

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	22.67
	FCF Margin %	44.65
	ROE %	26.44
	ROA %	4.11
	Years of Profitability over Past 10-Year	1

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	34.33
	Forward PE Ratio	23.17
	PE Ratio without NRI	34.33
	PEG Ratio	0.35
	PS Ratio	7.8
	PB Ratio	7.88
	Price-to-Tangible-Book	8.8
	Price-to-Free-Cash-Flow	16.86
	Price-to-Operating-Cash-Flow	16.38
	EV-to-Forward-EBIT	20.62
	EV-to-Forward-EBITDA	19.91
	EV-to-Revenue	6.31
	EV-to-Forward-Revenue	5.57
	EV-to-FCF	13.64
	Price-to-Peter-Lynch-Fair-Value	2.36
	Price-to-Graham-Number	3.67
	FCF Yield %	6.02

Financials (Next Earnings Date:2025-02-21 Est.)

Annual Quarterly TTM

BSP:ROXO34's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Nu Holdings Ltd Executives

Details

GF Value: R$19.92

BSP:ROXO34

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Medium warning sign with ROXO34. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R$)	40,982.638
	EPS (TTM) (R$)	0.318
	Beta	0
	Volatility %	46.83
	14-Day RSI	36.74
	14-Day ATR (R$)	0.608886
	20-Day SMA (R$)	13.8435
	12-1 Month Momentum %	121.57
	52-Week Range (R$)	6.66 - 15.8
	Shares Outstanding (Mil)	28,839.68

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Nu Holdings Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Nu Holdings Ltd Stock Events

Financials Calendars

	Event	Date	Price(R$)
No Event Data

Nu Holdings Ltd Frequently Asked Questions

What is Nu Holdings Ltd(BSP:ROXO34)'s stock price today?

The current price of BSP:ROXO34 is R$12.50. The 52 week high of BSP:ROXO34 is R$15.80 and 52 week low is R$6.66.

When is next earnings date of Nu Holdings Ltd(BSP:ROXO34)?

The next earnings date of Nu Holdings Ltd(BSP:ROXO34) is 2025-02-21 Est..

Does Nu Holdings Ltd(BSP:ROXO34) pay dividends? If so, how much?

Nu Holdings Ltd(BSP:ROXO34) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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