mBank SA is a financial services group operating primarily in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank's strategy emphasizes customer service, particularly in the development of its banking solutions. MBank SA considers corporate banking its strength, and its division caters to large, Polish foreign trade companies. MBank's growth strategy is historically organic as opposed to acquisitive.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.89
Equity-to-Asset	0.06
Debt-to-Equity	1.15
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.47	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	22.8
	3-Year EPS without NRI Growth Rate	-29.3
	3-Year FCF Growth Rate	189
	3-Year Book Growth Rate	-6.3
	Future 3-5Y EPS without NRI Growth Rate	341.67
	Future 3-5Y Total Revenue Growth Rate	2.1

Momentum Rank

8/10

	Name	Current	Vs Industry		Vs History

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-0.1
	Shareholder Yield %	-4.55

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	10.33
	FCF Margin %	48.85
	ROE %	8.66
	ROA %	0.54
	Years of Profitability over Past 10-Year	8

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	19.2
	Forward PE Ratio	3.08
	PE Ratio without NRI	18.98
	Shiller PE Ratio	27.67
	Price-to-Owner-Earnings	2.94
	PS Ratio	1.99
	PB Ratio	1.55
	Price-to-Tangible-Book	1.75
	Price-to-Free-Cash-Flow	4.12
	Price-to-Operating-Cash-Flow	3.62
	EV-to-Revenue	0.67
	EV-to-FCF	1.37
	Price-to-Projected-FCF	0.36
	Price-to-Median-PS-Value	0.65
	Price-to-Graham-Number	1.22
	FCF Yield %	24.64
	Forward Rate of Return (Yacktman) %	12.19

Financials (Next Earnings Date:2025-02-06)

Annual Quarterly TTM

BREJY's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Gurus Latest Trades with OTCPK:BREJY

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

mBank SA Executives

Details

GF Value: $4.56

BREJY

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with BREJY. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	2,949.033
	EPS (TTM) ($)	0.358
	Beta	0
	Volatility %	0
	14-Day RSI	0
	14-Day ATR ($)	0
	20-Day SMA ($)	4.42
	12-1 Month Momentum %	0
	52-Week Range ($)	4.42 - 4.42
	Shares Outstanding (Mil)	849.94

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

mBank SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

mBank SA Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

mBank SA Frequently Asked Questions

What is mBank SA(BREJY)'s stock price today?

The current price of BREJY is $4.42. The 52 week high of BREJY is $4.42 and 52 week low is $4.42.

When is next earnings date of mBank SA(BREJY)?

The next earnings date of mBank SA(BREJY) is 2025-02-06.

Does mBank SA(BREJY) pay dividends? If so, how much?

mBank SA(BREJY) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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