Q4 2024 Ujjivan Small Finance Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to Ujjivan Small Finance Bank Q4 FY24 earnings conference call hosted by IIFL Securities Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Rikin Shah from IIFL Securities Ltd. Thank you, and over to you, sir.
Thank you, Muskan. Good morning, everyone, and welcome to Ujjivan Small Finance Bank's Q4 earnings call. I am delighted to welcome the entire management team of Ujjivan Small Finance Bank who will discuss the earnings and the business performance followed by our interactive Q&A.
The management team is represented by Mr. Ittira Davis, MD and CEO; Carol Furtado, Executive Director; Ashish Goel, Chief Credit Officer; M D Ramesh Murthy, Chief Financial Officer; Martin P S, Chief Operating Officer; Vibhas Chandra, Head, Micro Banking; and Sanjeev Banwal, Company Secretary and Head of Regulatory Framework.
With this, let me pass on the call to Mr. Ittira Davis. Over to you, sir
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