Q3 2022 CSB Bank Ltd Earnings Call Transcript
Ladies and gentlemen, good day, and welcome to the Q3 FY '22 Earnings Conference Call of Catholic Syrian Bank, hosted by Axis Capital Limited. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Praveen Agarwal from Axis Capital. Thank you, and over to you, sir.
Thank you, Stephen. Good morning, everyone, and welcome to this earnings call. From the management team, we have Mr. C.V.R. Rajendran, MD and CEO; Mr. Pralay Mondal, President, Retail SME Technology and Operations; Mr. B.K. Divakara, CFO; and Mr. Ganesan V, Head of Credit Monitoring and Recovery. And we also have a few other members of the management team, like Anthony, (inaudible) and Rajesh.
So I would request Mr. Rajendran to share his initial remarks on the results, and then we'll take the Q&A.
Over to you, Mr. Rajendran, please.
Thank you. Very good morning. And this is our first
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