Q4 2021 Bm Technologies Inc Earnings Call Transcript
Good day, and thank you for standing by. Welcome to the BMTX fourth-quarter and full-year 2021 earnings conference call. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Bob Ramsey, CFO. Please go ahead.
Thank you, Jerome, and good morning, everyone, and thank you for joining us for BM Technologies' fourth-quarter and full-year 2021 earnings call. Our earnings release and investor presentation are both posted on the Investor Relations page of the company's website at ir.bmtxinc.com. Our investor presentation includes important details that we'll be walking through on this morning's call, and I encourage everyone to pull up a copy.
Before we begin, I would like to remind you that some of the statements we make today may be considered forward-looking. These forward-looking statements are subject to a number of risks and uncertainties that may cause actual performance results to differ materially from what is currently anticipated. Please note that these forward
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