Q4 2019 Banco del Bajio SA Institucion de Banca Multiple Earnings Call Transcript
Good morning, everyone, and welcome to BanBajio's Fourth Quarter 2019 Earnings Conference Call. My name is Leo, and I will be your conference operator today. Yesterday, BanBajio issued its quarterly report. If you did not receive a copy via e-mail, please do not hesitate to contact us in New York City at (212) 406-3692.
Before we begin the call today, I would like to remind you that your forward -- that forward-looking statements made during today's conference call do not account for future economic circumstances, industry conditions, company performance and financial results. These statements are subject to a number of risks and uncertainties. Joining us today from BanBajio is Mr. Carlos De la Cerda, Executive Vice Chairman of the Board of Directors; Mr. Edgardo Del Rincón, Chief Executive Officer; Mr. JoaquÃÂn DomÃÂnguez, Chief Financial Officer; and Mr. Alberto Guajardo, Investor Relations Officer.
And now I will turn the call over to Mr. Guajardo. Please go ahead, sir.
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